MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Bowling Green, FL Housing Affordability Index

Bowling Green, Florida has an MBR Housing Affordability Index score of 142.8 (Highly Affordable) as of October 30, 2026, ranking 52nd most affordable of 479 scored Florida cities, compared with 92.5 statewide and 97.4 nationally. On a median-priced $116,800 home with 20% down, the Florida average 30-year fixed rate of 7.14% means a monthly principal and interest payment of about $630, or 17% of the city’s $45,357 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Bowling Green is updated every night from live Florida mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Bowling Green MBR-HAI 142.8 Highly Affordable
Rank in Florida 52 of 479 1 = most affordable
Florida 92.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.14% Florida lenders
Median home value $116,800 U.S. Census Bureau

Bowling Green is 50.3 points above the Florida score. Scores as of October 30, 2026. See the Florida index

View Bowling Green Mortgage Rates

What It Takes to Buy in Bowling Green

$630/mo
Principal & Interest
Median home, 20% down, 7.14%
$27,000
Income Needed
To keep the payment at 28% of income
$45,357
Median Household Income
Florida: $74,568
2.6x
Price-to-Income Ratio
Florida: 4.8x
$517/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,600/yr
Median Property Tax
1.37% of median value
38.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Bowling Green, Florida. The rate is the Florida average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Bowling Green Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Bowling Green, Florida score: 142.8 (Highly Affordable), ranked 52 of 479 Florida cities. monitorbankrates.com/housing-affordability-index/florida/bowling-green”