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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Rehoboth Beach, DE Housing Affordability Index

Rehoboth Beach, Delaware has an MBR Housing Affordability Index score of 89.0 (Moderately Less Affordable) as of October 30, 2026, ranking 53rd most affordable of 59 scored Delaware cities, compared with 103.6 statewide and 97.4 nationally. On a median-priced $1,486,100 home with 20% down, a jumbo loan at 7.62% means a monthly principal and interest payment of about $8,407, or 73% of the city’s $137,500 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Rehoboth Beach is updated every night from live Delaware mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Rehoboth Beach MBR-HAI 89.0 Moderately Less Affordable
Rank in Delaware 53 of 59 1 = most affordable
Delaware 103.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.37% Delaware lenders
Median home value $1,486,100 U.S. Census Bureau

Rehoboth Beach is 14.6 points below the Delaware score. Scores as of October 30, 2026. See the Delaware index

View Rehoboth Beach Mortgage Rates

What It Takes to Buy in Rehoboth Beach

$8,407/mo
Principal & Interest
Median home, 20% down, 7.62% jumbo
$360,300
Income Needed
To keep the payment at 28% of income
$137,500
Median Household Income
Delaware: $84,954
10.8x
Price-to-Income Ratio
Delaware: 4.1x
$1,284/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,468/yr
Median Property Tax
0.10% of median value
34.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
40.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Rehoboth Beach, Delaware. The rate is the Delaware average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Rehoboth Beach Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Rehoboth Beach, Delaware score: 89.0 (Moderately Less Affordable), ranked 53 of 59 Delaware cities. monitorbankrates.com/housing-affordability-index/delaware/rehoboth-beach”