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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Millville, DE Housing Affordability Index

Millville, Delaware has an MBR Housing Affordability Index score of 109.9 (Near National Average) as of October 30, 2026, ranking 28th most affordable of 59 scored Delaware cities, compared with 103.6 statewide and 97.4 nationally. On a median-priced $494,500 home with 20% down, the Delaware average 30-year fixed rate of 7.37% means a monthly principal and interest payment of about $2,730, or 33% of the city’s $99,776 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Millville is updated every night from live Delaware mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Millville MBR-HAI 109.9 Near National Average
Rank in Delaware 28 of 59 1 = most affordable
Delaware 103.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.37% Delaware lenders
Median home value $494,500 U.S. Census Bureau

Millville is 6.3 points above the Delaware score. Scores as of October 30, 2026. See the Delaware index

View Millville Mortgage Rates

What It Takes to Buy in Millville

$2,730/mo
Principal & Interest
Median home, 20% down, 7.37%
$117,000
Income Needed
To keep the payment at 28% of income
$99,776
Median Household Income
Delaware: $84,954
5.0x
Price-to-Income Ratio
Delaware: 4.1x
$1,227/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,485/yr
Median Property Tax
0.30% of median value
29.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
21.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Millville, Delaware. The rate is the Delaware average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Millville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Millville, Delaware score: 109.9 (Near National Average), ranked 28 of 59 Delaware cities. monitorbankrates.com/housing-affordability-index/delaware/millville”