MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Red Feather Lakes, CO Housing Affordability Index

Red Feather Lakes, Colorado has an MBR Housing Affordability Index score of 132.0 (Highly Affordable) as of October 30, 2026, ranking 60th most affordable of 284 scored Colorado cities, compared with 83.4 statewide and 97.4 nationally. On a median-priced $356,900 home with 20% down, the Colorado average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $1,960, or 17% of the city’s $138,696 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Red Feather Lakes is updated every night from live Colorado mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Red Feather Lakes MBR-HAI 132.0 Highly Affordable
Rank in Colorado 60 of 284 1 = most affordable
Colorado 83.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Colorado lenders
Median home value $356,900 U.S. Census Bureau

Red Feather Lakes is 48.7 points above the Colorado score. Scores as of October 30, 2026. See the Colorado index

View Red Feather Lakes Mortgage Rates

What It Takes to Buy in Red Feather Lakes

$1,960/mo
Principal & Interest
Median home, 20% down, 7.31%
$84,000
Income Needed
To keep the payment at 28% of income
$138,696
Median Household Income
Colorado: $95,470
2.6x
Price-to-Income Ratio
Colorado: 5.6x
$1,688/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,844/yr
Median Property Tax
0.52% of median value
29.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
50.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Red Feather Lakes, Colorado. The rate is the Colorado average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Red Feather Lakes Ranks in Colorado

Powered byMonitorBankRates

Cite the Red Feather Lakes Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Red Feather Lakes, Colorado score: 132.0 (Highly Affordable), ranked 60 of 284 Colorado cities. monitorbankrates.com/housing-affordability-index/colorado/red-feather-lakes”