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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Minturn, CO Housing Affordability Index

Minturn, Colorado has an MBR Housing Affordability Index score of 64.9 (Significantly Less Affordable) as of October 30, 2026, ranking 274th most affordable of 284 scored Colorado cities, compared with 83.4 statewide and 97.4 nationally. On a median-priced $1,103,100 home with 20% down, a jumbo loan at 7.56% means a monthly principal and interest payment of about $6,209, or 67% of the city’s $111,944 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Minturn is updated every night from live Colorado mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Minturn MBR-HAI 64.9 Significantly Less Affordable
Rank in Colorado 274 of 284 1 = most affordable
Colorado 83.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Colorado lenders
Median home value $1,103,100 U.S. Census Bureau

Minturn is 18.4 points below the Colorado score. Scores as of October 30, 2026. See the Colorado index

View Minturn Mortgage Rates

What It Takes to Buy in Minturn

$6,209/mo
Principal & Interest
Median home, 20% down, 7.56% jumbo
$266,100
Income Needed
To keep the payment at 28% of income
$111,944
Median Household Income
Colorado: $95,470
9.9x
Price-to-Income Ratio
Colorado: 5.6x
$2,308/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,257/yr
Median Property Tax
0.30% of median value
40.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
52.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Minturn, Colorado. The rate is the Colorado average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Minturn Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Minturn, Colorado score: 64.9 (Significantly Less Affordable), ranked 274 of 284 Colorado cities. monitorbankrates.com/housing-affordability-index/colorado/minturn”