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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Log Lane Village, CO Housing Affordability Index

Log Lane Village, Colorado has an MBR Housing Affordability Index score of 157.8 (Highly Affordable) as of October 30, 2026, ranking 35th most affordable of 284 scored Colorado cities, compared with 83.4 statewide and 97.4 nationally. On a median-priced $149,200 home with 20% down, the Colorado average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $819, or 16% of the city’s $61,250 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Log Lane Village is updated every night from live Colorado mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Log Lane Village MBR-HAI 157.8 Highly Affordable
Rank in Colorado 35 of 284 1 = most affordable
Colorado 83.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Colorado lenders
Median home value $149,200 U.S. Census Bureau

Log Lane Village is 74.4 points above the Colorado score. Scores as of October 30, 2026. See the Colorado index

View Log Lane Village Mortgage Rates

See What You Can Afford in Log Lane Village, Colorado

Use this Log Lane Village, Colorado home affordability calculator to see how much house you can afford at today’s Colorado average 30-year mortgage rate of 7.31%. A household earning the Log Lane Village median income of $61,250, with no other debts and $30,000 down, can afford a home of about $202,613, compared with a median home value of $149,200. Buying the median priced home with 20% down takes a household income of about $40,600 once property tax and insurance are counted.

Log Lane Village median (Census)
Car, student loan, card minimums
Under 20% adds PMI
Colorado average, 30-year fixed
Log Lane Village median bill (Census)
Estimate; use your quote
You can afford a home up to
$202,613
At or above the Log Lane Village median home value of $149,200
Loan amount$172,613
Principal & interest$1,185/mo
Property tax$88/mo
Home insurance$84/mo
PMI$72/mo
Total monthly payment$1,429/mo
Compare Log Lane Village Mortgage Rates

How much house can you afford in Log Lane Village?

Most lenders use two limits. Your housing payment, including principal, interest, property tax, homeowners insurance and any PMI, should stay under about 28% of your gross monthly income, and all of your monthly debt payments together should stay under about 36%. The calculator takes whichever limit is lower, then works backward from that payment to the most expensive home it covers at the current rate.

In Log Lane Village, property taxes run about 0.52% of a home’s value each year, based on the Census median tax bill, which counts against the same monthly budget as the mortgage. Each quarter point move in mortgage rates changes the price you can afford by roughly $3,551 for a median income household. A larger down payment, paying down other debts, or a lower rate from a local lender all raise your budget.

What It Takes to Buy in Log Lane Village

$819/mo
Principal & Interest
Median home, 20% down, 7.31%
$35,100
Income Needed
To keep principal and interest at 28% of income
$61,250
Median Household Income
Colorado: $95,470
2.4x
Price-to-Income Ratio
Colorado: 5.6x
$694/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$775/yr
Median Property Tax
0.52% of median value
26.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
50.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Log Lane Village, Colorado. The rate is the Colorado average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Log Lane Village Ranks in Colorado

Cite the Log Lane Village Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Log Lane Village, Colorado score: 157.8 (Highly Affordable), ranked 35 of 284 Colorado cities. monitorbankrates.com/housing-affordability-index/colorado/log-lane-village”