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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Villa Park, CA Housing Affordability Index

Villa Park, California has an MBR Housing Affordability Index score of 62.9 (Significantly Less Affordable) as of October 30, 2026, ranking 675th most affordable of 785 scored California cities, compared with 67.5 statewide and 97.4 nationally. On a median-priced $1,871,700 home with 20% down, a jumbo loan at 7.50% means a monthly principal and interest payment of about $10,470, or 62% of the city’s $202,245 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Villa Park is updated every night from live California mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Villa Park MBR-HAI 62.9 Significantly Less Affordable
Rank in California 675 of 785 1 = most affordable
California 67.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% California lenders
Median home value $1,871,700 U.S. Census Bureau

Villa Park is 4.6 points below the California score. Scores as of October 30, 2026. See the California index

View Villa Park Mortgage Rates

What It Takes to Buy in Villa Park

$10,470/mo
Principal & Interest
Median home, 20% down, 7.50% jumbo
$448,700
Income Needed
To keep the payment at 28% of income
$202,245
Median Household Income
California: $99,122
9.3x
Price-to-Income Ratio
California: 7.4x
$3,324/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,839/yr
Median Property Tax
California figure
41.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
81.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Villa Park, California. The rate is the California average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Villa Park Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Villa Park, California score: 62.9 (Significantly Less Affordable), ranked 675 of 785 California cities. monitorbankrates.com/housing-affordability-index/california/villa-park”