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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Mission Hills, CA Housing Affordability Index

Mission Hills, California has an MBR Housing Affordability Index score of 94.5 (Near National Average) as of October 30, 2026, ranking 121st most affordable of 785 scored California cities, compared with 67.5 statewide and 97.4 nationally. On a median-priced $492,900 home with 20% down, the California average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $2,690, or 29% of the city’s $111,974 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Mission Hills is updated every night from live California mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Mission Hills MBR-HAI 94.5 Near National Average
Rank in California 121 of 785 1 = most affordable
California 67.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% California lenders
Median home value $492,900 U.S. Census Bureau

Mission Hills is 27.0 points above the California score. Scores as of October 30, 2026. See the California index

View Mission Hills Mortgage Rates

What It Takes to Buy in Mission Hills

$2,690/mo
Principal & Interest
Median home, 20% down, 7.25%
$115,300
Income Needed
To keep the payment at 28% of income
$111,974
Median Household Income
California: $99,122
4.4x
Price-to-Income Ratio
California: 7.4x
$2,022/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,624/yr
Median Property Tax
0.74% of median value
47.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
22.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Mission Hills, California. The rate is the California average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Mission Hills Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Mission Hills, California score: 94.5 (Near National Average), ranked 121 of 785 California cities. monitorbankrates.com/housing-affordability-index/california/mission-hills”