La Mesa, CA Housing Affordability Index
La Mesa, California has an MBR Housing Affordability Index score of 63.3 (Significantly Less Affordable) as of October 30, 2026, ranking 666th most affordable of 785 scored California cities, compared with 67.5 statewide and 97.4 nationally. On a median-priced $812,000 home with 20% down, the California average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $4,431, or 56% of the city’s $95,028 median household income.
The MBR Housing Affordability Index (MBR-HAI) for La Mesa is updated every night from live California mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.
La Mesa is 4.2 points below the California score. Scores as of October 30, 2026. See the California index
View La Mesa Mortgage RatesWhat It Takes to Buy in La Mesa
Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for La Mesa, California. The rate is the California average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.
How La Mesa Ranks in California
Cite the La Mesa Score
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Scores update each morning, computed from rate data captured the previous night. Score of 100 = national average at a 6.5% reference rate.
