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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Hathaway Pines, CA Housing Affordability Index

Hathaway Pines, California has an MBR Housing Affordability Index score of 64.4 (Significantly Less Affordable) as of October 30, 2026, ranking 639th most affordable of 785 scored California cities, compared with 67.5 statewide and 97.4 nationally. On a median-priced $342,600 home with 20% down, the California average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $1,870, or 45% of the city’s $50,370 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Hathaway Pines is updated every night from live California mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Hathaway Pines MBR-HAI 64.4 Significantly Less Affordable
Rank in California 639 of 785 1 = most affordable
California 67.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% California lenders
Median home value $342,600 U.S. Census Bureau

Hathaway Pines is 3.1 points below the California score. Scores as of October 30, 2026. See the California index

View Hathaway Pines Mortgage Rates

What It Takes to Buy in Hathaway Pines

$1,870/mo
Principal & Interest
Median home, 20% down, 7.25%
$80,100
Income Needed
To keep the payment at 28% of income
$50,370
Median Household Income
California: $99,122
6.8x
Price-to-Income Ratio
California: 7.4x
$1,558/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,463/yr
Median Property Tax
1.59% of median value
50.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Hathaway Pines, California. The rate is the California average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Hathaway Pines Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Hathaway Pines, California score: 64.4 (Significantly Less Affordable), ranked 639 of 785 California cities. monitorbankrates.com/housing-affordability-index/california/hathaway-pines”