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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Glen Ellen, CA Housing Affordability Index

Glen Ellen, California has an MBR Housing Affordability Index score of 98.8 (Near National Average) as of October 30, 2026, ranking 92nd most affordable of 785 scored California cities, compared with 67.5 statewide and 97.4 nationally. On a median-priced $1,371,400 home with 20% down, a jumbo loan at 7.50% means a monthly principal and interest payment of about $7,671, or 46% of the city’s $202,097 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Glen Ellen is updated every night from live California mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Glen Ellen MBR-HAI 98.8 Near National Average
Rank in California 92 of 785 1 = most affordable
California 67.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% California lenders
Median home value $1,371,400 U.S. Census Bureau

Glen Ellen is 31.3 points above the California score. Scores as of October 30, 2026. See the California index

View Glen Ellen Mortgage Rates

What It Takes to Buy in Glen Ellen

$7,671/mo
Principal & Interest
Median home, 20% down, 7.50% jumbo
$328,800
Income Needed
To keep the payment at 28% of income
$202,097
Median Household Income
California: $99,122
6.8x
Price-to-Income Ratio
California: 7.4x
$1,207/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$7,609/yr
Median Property Tax
0.55% of median value
15.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
44.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Glen Ellen, California. The rate is the California average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Glen Ellen Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Glen Ellen, California score: 98.8 (Near National Average), ranked 92 of 785 California cities. monitorbankrates.com/housing-affordability-index/california/glen-ellen”