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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Springerville, AZ Housing Affordability Index

Springerville, Arizona has an MBR Housing Affordability Index score of 155.1 (Highly Affordable) as of October 30, 2026, ranking 45th most affordable of 168 scored Arizona cities, compared with 93.6 statewide and 97.4 nationally. On a median-priced $202,200 home with 20% down, the Arizona average 30-year fixed rate of 7.24% means a monthly principal and interest payment of about $1,102, or 27% of the city’s $49,051 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Springerville is updated every night from live Arizona mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Springerville MBR-HAI 155.1 Highly Affordable
Rank in Arizona 45 of 168 1 = most affordable
Arizona 93.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.24% Arizona lenders
Median home value $202,200 U.S. Census Bureau

Springerville is 61.4 points above the Arizona score. Scores as of October 30, 2026. See the Arizona index

View Springerville Mortgage Rates

What It Takes to Buy in Springerville

$1,102/mo
Principal & Interest
Median home, 20% down, 7.24%
$47,200
Income Needed
To keep the payment at 28% of income
$49,051
Median Household Income
Arizona: $79,964
4.1x
Price-to-Income Ratio
Arizona: 4.9x
$544/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$421/yr
Median Property Tax
0.21% of median value
33.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
63.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Springerville, Arizona. The rate is the Arizona average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Springerville Ranks in Arizona

Cities with similar scores
#42Ajo160.8 #43Page157.8 #44Eagar155.1
#45Springerville155.1
#46Winslow155.1 #47Kearny153.6 #48Pima152.0
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Cite the Springerville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Springerville, Arizona score: 155.1 (Highly Affordable), ranked 45 of 168 Arizona cities. monitorbankrates.com/housing-affordability-index/arizona/springerville”