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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Keams Canyon, AZ Housing Affordability Index

Keams Canyon, Arizona has an MBR Housing Affordability Index score of 173.1 (Highly Affordable) as of October 30, 2026, ranking 36th most affordable of 168 scored Arizona cities, compared with 93.6 statewide and 97.4 nationally. On a median-priced $115,000 home with 20% down, the Arizona average 30-year fixed rate of 7.24% means a monthly principal and interest payment of about $627, or 12% of the city’s $60,735 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Keams Canyon is updated every night from live Arizona mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Keams Canyon MBR-HAI 173.1 Highly Affordable
Rank in Arizona 36 of 168 1 = most affordable
Arizona 93.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.24% Arizona lenders
Median home value $115,000 U.S. Census Bureau

Keams Canyon is 79.4 points above the Arizona score. Scores as of October 30, 2026. See the Arizona index

View Keams Canyon Mortgage Rates

What It Takes to Buy in Keams Canyon

$627/mo
Principal & Interest
Median home, 20% down, 7.24%
$26,900
Income Needed
To keep the payment at 28% of income
$60,735
Median Household Income
Arizona: $79,964
1.9x
Price-to-Income Ratio
Arizona: 4.9x
$474/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,030/yr
Median Property Tax
Arizona figure
27.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
18.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Keams Canyon, Arizona. The rate is the Arizona average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Keams Canyon Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Keams Canyon, Arizona score: 173.1 (Highly Affordable), ranked 36 of 168 Arizona cities. monitorbankrates.com/housing-affordability-index/arizona/keams-canyon”