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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Bisbee, AZ Housing Affordability Index

Bisbee, Arizona has an MBR Housing Affordability Index score of 107.3 (Near National Average) as of October 30, 2026, ranking 103rd most affordable of 168 scored Arizona cities, compared with 93.6 statewide and 97.4 nationally. On a median-priced $216,700 home with 20% down, the Arizona average 30-year fixed rate of 7.24% means a monthly principal and interest payment of about $1,181, or 30% of the city’s $47,613 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Bisbee is updated every night from live Arizona mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Bisbee MBR-HAI 107.3 Near National Average
Rank in Arizona 103 of 168 1 = most affordable
Arizona 93.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.24% Arizona lenders
Median home value $216,700 U.S. Census Bureau

Bisbee is 13.6 points above the Arizona score. Scores as of October 30, 2026. See the Arizona index

View Bisbee Mortgage Rates

What It Takes to Buy in Bisbee

$1,181/mo
Principal & Interest
Median home, 20% down, 7.24%
$50,600
Income Needed
To keep the payment at 28% of income
$47,613
Median Household Income
Arizona: $79,964
4.6x
Price-to-Income Ratio
Arizona: 4.9x
$611/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,332/yr
Median Property Tax
0.61% of median value
38.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
34.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Bisbee, Arizona. The rate is the Arizona average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Bisbee Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Bisbee, Arizona score: 107.3 (Near National Average), ranked 103 of 168 Arizona cities. monitorbankrates.com/housing-affordability-index/arizona/bisbee”