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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Langston, AL Housing Affordability Index

Langston, Alabama has an MBR Housing Affordability Index score of 87.0 (Moderately Less Affordable) as of October 30, 2026, ranking 444th most affordable of 446 scored Alabama cities, compared with 134.1 statewide and 97.4 nationally. On a median-priced $337,500 home with 20% down, the Alabama average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $1,831, or 41% of the city’s $53,929 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Langston is updated every night from live Alabama mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Langston MBR-HAI 87.0 Moderately Less Affordable
Rank in Alabama 444 of 446 1 = most affordable
Alabama 134.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% Alabama lenders
Median home value $337,500 U.S. Census Bureau

Langston is 47.1 points below the Alabama score. Scores as of October 30, 2026. See the Alabama index

View Langston Mortgage Rates

What It Takes to Buy in Langston

$1,831/mo
Principal & Interest
Median home, 20% down, 7.19%
$78,500
Income Needed
To keep the payment at 28% of income
$53,929
Median Household Income
Alabama: $63,999
6.3x
Price-to-Income Ratio
Alabama: 3.3x
$788/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,950/yr
Median Property Tax
0.58% of median value
50.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
62.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Langston, Alabama. The rate is the Alabama average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Langston Ranks in Alabama

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Cite the Langston Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Langston, Alabama score: 87.0 (Moderately Less Affordable), ranked 444 of 446 Alabama cities. monitorbankrates.com/housing-affordability-index/alabama/langston”