Rising Bank CD Rates![]() 2 year CD rates at Rising Bank are also very good at 2.92 percent with an APY of 2.95 percent. Rising Bank currently has the second best 2 year CD rate on our list. 3 year CD rates from Rising Bank are at 2.97 percent with an APY of 3.00 percent. Rising Bank's 3 year CD rate is also the second best 3 year rate on our list. The minimum opening deposit for all certificates of deposit at Rising Bank is $1,000. Interest earned is compounded every three months and credited to your account every three months. The early withdrawal penalty is 180 days of interest on the amount withdrawn. |