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Procter And Gamble St Louis Emp Credit Union

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Procter And Gamble St Louis Emp Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Procter And Gamble St Louis Emp Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Procter And Gamble St Louis Emp Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Procter And Gamble St Louis Emp Credit Union, and you can see how they compare in the Procter And Gamble St Louis Emp Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Procter And Gamble St Louis Emp Credit Union with a 4.1 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 26.20%. Database rates last updated and verified on 08/30/2026.

Procter And Gamble St Louis Emp Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Procter And Gamble St Louis Emp Credit Union? Share your experience about Procter And Gamble St Louis Emp Credit Union by leaving a review below, or read customer reviews before you decide to use Procter And Gamble St Louis Emp Credit Union.

Overall Health & Safety Grade

C+

Fair Health Score: 78/100

MonitorBankRates Rating

4.1

Excellent Out of 5.0 Stars

Texas Ratio

26.20%

Good Higher than avg

Procter And Gamble St Louis Emp Credit Union
Procter and Gamble St Louis Employees Credit Union

169 E Grand Ave
Saint Louis, MO 63147

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Procter And Gamble St Louis Emp Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Procter And Gamble St Louis Emp Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Procter And Gamble St Louis Emp Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Procter And Gamble St Louis Emp Credit Union

Website N/A

Address 169 E Grand Ave, Saint Louis, MO 63147

Phone 314-622-8209

Fax 314-831-8318

President Jamie Reynolds

CEO Gyndee Powers

Full-Time Employees 0

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.1 / 5.0 ★

Overall Health & Safety Grade

C+ (78/100)

Texas Ratio

26.20%

Return on Assets (ROA)

0.3144%

Return on Equity (ROE)

1.5815%

Non-Performing Loans Ratio (NPL)

6.74%

Total Assets

845,415

Total Amount of Shares and Deposits

677,156

Total Shares and Deposits < 1 Year

677,156

Total Insured Shares and Deposits > $250K (item 17 less item K)

677,156

Total Interest Expense (Sum of items 6 8)

2,545

Number of Accounts for Regular Shares

199

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

168,314

Total Liabilities

677,342

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Procter And Gamble St Louis Emp Credit Union

How many branches does Procter And Gamble St Louis Emp Credit Union operate?

Procter And Gamble St Louis Emp Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Procter And Gamble St Louis Emp Credit Union?

Yes, to access services at Procter And Gamble St Louis Emp Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Procter And Gamble St Louis Emp Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Procter And Gamble St Louis Emp Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Procter And Gamble St Louis Emp Credit Union offer online and mobile banking?

Most modern institutions like Procter And Gamble St Louis Emp Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.