Phi Beta Sigma Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Phi Beta Sigma Federal Credit Union12-month CD rates can be found at 1.00%, 6-month CD rates at 4.07% and 3-month CD rates at 0.95%. Savings rates are at 0.10% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.58%. Credit Card rates are at 12.96%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Phi Beta Sigma Federal Credit Union rates.

Compare Phi Beta Sigma Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Phi Beta Sigma Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Phi Beta Sigma Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Phi Beta Sigma Federal Credit Union? Share your experience about Phi Beta Sigma Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Phi Beta Sigma Federal Credit Union.

Overall, Phi Beta Sigma Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Phi Beta Sigma Federal Credit Union
Phi Beta Sigma Federal Credit Union
145 Kennedy St NW
Washington, DC 20011 5260
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Phi Beta Sigma Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank of Wichita
Community Bank of Wichita
12-Month CD
4.23%
$500
Raymond James Bank
Raymond James Bank
18-Month CD
4.05%
$1,000
The MINT National Bank
The MINT National Bank
ManageMINT Emerald Money Market
4.00%
$250,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
48-Month CD
3.82%
$100
Newtek Bank
Newtek Bank
36-Month CD
3.80%
$2,500
First FSB of Mascoutah
First FSB of Mascoutah
48-Month CD
3.80%
$1,000
The Community State Bank
The Community State Bank
12-Month CD
3.80%
$1,000
Global Bank
Global Bank
24-Month CD
3.75%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
36-Month CD
3.75%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
3.56%
$1,000
TriCentury Bank
TriCentury Bank
12-Month CD
3.50%
$1,000
Parke Bank
Parke Bank
60-Month CD
3.50%
$500
Northwest Bank
Northwest Bank
36-Month CD
3.49%
$1,000
Phoenixville Federal B&T
60-Month CD
3.30%
$500
Kennett Trust Bank
Kennett Trust Bank
Kasasa Checking
3.25%
$50
First Bank Hampton
First Bank Hampton
36-Month CD
3.20%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
18-Month CD
3.02%
$500
Genoa Banking Company
18-Month CD
3.00%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
48-Month CD
2.68%
$100
Gate City Bank
Gate City Bank
12-Month CD
2.50%
$1,000
Superior National Bank
Superior National Bank
12-Month CD
2.50%
$500
Johnson State Bank
Johnson State Bank
60-Month CD
2.33%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
48-Month CD
2.23%
$500
Park Bank
Park Bank
36-Month CD
1.98%
$2,500
Essex Savings Bank
Essex Savings Bank
18-Month CD
1.79%
$500
FNB Community Bank
FNB Community Bank
18-Month CD
1.76%
$1,000
Center National Bank
Center National Bank
60-Month CD
1.25%
$500
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
FirstOak Bank
FirstOak Bank
30-Month CD
0.80%
$500
RadiFi Credit Union
RadiFi Credit Union
Regular Money Market
0.75%
$2,500
Bank of 1889
Bank of 1889
12-Month CD
0.50%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
48-Month CD
0.50%
$500
The Dime Bank
The Dime Bank
Personal Money Market
0.40%
$2,500
Walden Savings Bank
Walden Savings Bank
Money Market
0.35%
$2,500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
48-Month CD
0.30%
$1,000
MidCountry Bank
MidCountry Bank
Money Market
0.30%
$50
Bath State Bank
Bath State Bank
24-Month CD
0.30%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Savings
0.25%
$50
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
18-Month CD
0.25%
$500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
Money Market
0.23%
$2,500
Bank of Edmonson County
Bank of Edmonson County
Checking Money Market
0.20%
$2,500
Town & Country B&T Co.
Town & Country B&T Co.
12-Month CD
0.20%
$1,000
Bank of Pensacola
Bank of Pensacola
Checking
0.10%
$0
First Bank Elk River
First Bank Elk River
First Dollars Savings
0.10%
$25
National Bank of Coxsackie
National Bank of Coxsackie
9-Month CD
0.10%
$500
Franklin Bank
Franklin Bank
Statement Savings
0.07%
$200
Northfield Bank
Northfield Bank
Money Market
0.05%
$2,500
Bank of America
Bank of America
Advantage Savings
0.01%
$0
First State Bank (MI)
First State Bank (MI)
Statement Savings
0.01%
$0
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Regular Money Market
0.01%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Phi Beta Sigma Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.250%
5.386%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.625%
5.860%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.881%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
5.750%
5.891%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.375%
5.919%
2.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Better Banks
Better Banks
15-Year Fixed
5.875%
6.001%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
5.750%
6.034%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.000%
6.074%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.100%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.500%
6.122%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.125%
6.138%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.125%
6.148%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Phi Beta Sigma Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Phi Beta Sigma Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Phi Beta Sigma Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Phi Beta Sigma Federal Credit Union Information

Credit Union Name: Phi Beta Sigma Federal Credit Union
Full Time Employees: 0
Part Time Employees: 0
President: Eric Gilliam
CEO: Jasper James
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
145 Kennedy St NW
Washington, DC 20011 5260
Phone Number: 202-726-2285
Fax Number: 202-726-5814

Phi Beta Sigma Federal Credit Union Financials

Total Assets:
934,310
Total Amount of Shares and Deposits:
759,760
Total Shares and Deposits < 1 Year:
759,760
Total Insured Shares and Deposits > $250K (item 17 less item K):
759,760
Share Certificates:
9
Number of Accounts for Regular Shares:
1,202
Net Income (unless the amount is already included in Undivided Earnings):
-12,018
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
440,018
Total Liabilities:
741,512
Show More

Phi Beta Sigma Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage refinance rates on 30 year conforming home loans are averaging 3.98%, unchanged from yesterday's average 30 year mortgage refinance rate. Mortgage refinance rates today on 15 year home mortgage loans are averaging 3.29%, down from yesterday’s average 15 year mortgage refinance rate of 3.31%.
credit-card-debt-paying-off-your-credit-cardsAre you one of the many people who have run up a good amount of credit card debt during the past several years? The credit card offers just kept coming in the mail - American Express, Visa and MasterCard all from several different banks every day with those zero percent balance transfer offers. You may have also been surprised  by a letter informing you that your retail card has been "upgraded" to a national bank credit card.
CD Rates for December 24th, 2019Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The best CD rates available on our rate lists are also lower, except for 6-month CD rates which moved higher. We don't expect any big moves either way for CD rates in the coming months, unless the Federal Reserve increases or lowers the fed funds rate which is unlikely.

Bank or Credit Union Offers and Deals

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Mortgage Rates Decline but Will Increase In the Coming Months and Years

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Phi Beta Sigma Federal Credit Union Reviews

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