Ocnac 1 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ocnac 1 Federal Credit Union12-month CD rates can be found at 3.10%, 6-month CD rates at 1.20% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 7.03%. Credit Card rates are at 12.24%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates which you can compare to Ocnac 1 Federal Credit Union rates.

Compare Ocnac 1 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ocnac 1 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Ocnac 1 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ocnac 1 Federal Credit Union? Share your experience about Ocnac 1 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ocnac 1 Federal Credit Union.

Overall, Ocnac 1 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ocnac 1 Federal Credit Union
1082 summit ave
1082 summit ave
jersey city, NJ 07307
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Ocnac 1 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
18-Month CD
4.27%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
6-Month CD
4.07%
$2,500
FNB of Litchfield
FNB of Litchfield
12-Month CD
4.06%
$1,000
Complex Community Federal Credit Union
Complex Community Federal Credit Union
6-Month CD
3.98%
$500
A+ Federal Credit Union
A+ Federal Credit Union
60-Month CD
3.76%
$1,000
NBKC Bank
NBKC Bank
12-Month CD
3.75%
$1,000
BankGloucester
BankGloucester
6-Month CD
3.75%
$2,500
Citizens Access
Citizens Access
High Yield Online Savings
3.70%
$0
Susser Bank
Susser Bank
48-Month CD
3.50%
$1,000
EverTrust Bank
EverTrust Bank
3-Month CD
3.50%
$20,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
6-Month CD
3.17%
$500
Gouverneur S&L
Gouverneur S&L
12-Month CD
3.04%
$1,000
Ashton State Bank
Ashton State Bank
48-Month CD
3.02%
$1,000
Avidia Bank
Avidia Bank
High Yield Savings
3.00%
$5,000
FSB of Randolph County
FSB of Randolph County
12-Month CD
3.00%
$500
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
48-Month CD
2.85%
$0
Marquette Savings Bank
Marquette Savings Bank
36-Month CD
2.78%
$500
Financial Partners CU
Financial Partners CU
30-Month CD
2.75%
$1,000
Monroe Savings Bank
Monroe Savings Bank
60-Month CD
2.50%
$500
USLA Union S&L
USLA Union S&L
30-Month CD
2.50%
$1,000
First Citizens State Bank
First Citizens State Bank
12-Month CD
2.25%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
30-Month CD
2.02%
$1,000
Horicon Bank
Horicon Bank
12-Month CD
1.91%
$1,000
Geddes Federal S&L
Geddes Federal S&L
24-Month CD
1.76%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
24-Month CD
1.61%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
48-Month CD
1.50%
$10,000
AAEC Credit Union
AAEC Credit Union
Share Savings
1.35%
$5
Root River State Bank
Root River State Bank
3-Month CD
0.90%
$300
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
60-Month CD
0.77%
$500
GSB Guilford Savings Bank
36-Month CD
0.75%
$1,000
FNB of Scotia
FNB of Scotia
60-Month CD
0.73%
$500
Bank of Pontiac
Bank of Pontiac
36-Month CD
0.70%
$500
Community National Bank (VT)
Community National Bank (VT)
24-Month CD
0.59%
$2,500
BAC Community Bank
BAC Community Bank
Diamond Savings
0.50%
$25
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Premier Money Market
0.40%
$1,500
Walden Savings Bank
Walden Savings Bank
Money Market
0.35%
$2,500
StonehamBank
StonehamBank
12-Month CD
0.35%
$1,000
Bank of Pensacola
Bank of Pensacola
Savings
0.30%
$50
Bank of Magnolia
Bank of Magnolia
24-Month CD
0.30%
$1,000
FSB Holton, KS
FSB Holton, KS
Money Market
0.30%
$2,500
Crest Savings Bank
Crest Savings Bank
12-Month CD
0.25%
$500
Bank of Star Valley
Bank of Star Valley
Passbook Savings
0.25%
$10,000
Piedmont FSB
Piedmont FSB
Money Market
0.25%
$2,500
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD
0.25%
$1,000
Parke Bank
Parke Bank
Business Money Market
0.25%
$2,500
Mid-Missouri Bank
Mid-Missouri Bank
Money Market
0.20%
$0
North Shore Bank
North Shore Bank
36-Month CD
0.20%
$1,000
First Horizon
First Horizon
6-Month CD
0.10%
$1,000
Artisans Bank
Artisans Bank
Statement Savings
0.10%
$50
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Savings
0.04%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ocnac 1 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.250%
5.629%
2.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.637%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.625%
5.929%
1.125
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.750%
6.028%
0.250
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.990%
6.066%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
6.000%
6.093%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Geddes Federal S&L
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.148%
0.250
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Citi
Citi
15-Year Fixed
5.875%
6.206%
0.875
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.250%
6.299%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.250%
6.323%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.750%
6.361%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.250%
6.396%
0.000
Achieva Credit Union
Achieva Credit Union
15-Year Fixed
6.125%
6.402%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.375%
6.420%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
6.000%
6.454%
0.000
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.480%
1.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
3/1 ARM
6.375%
6.500%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
6.125%
6.541%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ocnac 1 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Ocnac 1 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ocnac 1 Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Ocnac 1 Federal Credit Union Information

Credit Union Name: Ocnac 1 Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: nicholas antonicello
CEO: Ivette Gamba
Branch Locations: 0
ATM Locations: 0
Corporate Office Address:
1082 summit ave
jersey city, NJ 07307
Phone Number: 201-420-1026
Fax Number: 201-420-6281

Ocnac 1 Federal Credit Union Financials

Total Assets:
6,853,708
Total Amount of Shares and Deposits:
6,084,562
Total Shares and Deposits < 1 Year:
6,084,562
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,084,562
Total Interest Expense (Sum of items 6 8):
1,440
Number of Accounts for Regular Shares:
3,197
Net Income (unless the amount is already included in Undivided Earnings):
5,762
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,686,145
Total Liabilities:
6,163,297
Show More

Ocnac 1 Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
No
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

j0283199We have all seen the headlines this past week, mortgage rates are up but are still under 5 percent. The Mortgage Bankers Association reported that a 30 year fixed mortgage rose to 4.73 percent from 4.61 percent and Freddie Mac released their weekly survey showing the average rate on a 30 year mortgage rose to 4.87  percent from 4.78 percent.
mortgage-rates-30-year-mortgage-rates-at-493-15-year-mortgage-rates-at-433Mortgage rates are down again in the latest mortgage survey. Conforming 30 year mortgage rates are down to 4.93 percent for the week ending February 18, 2010. Mortgage discount points average 0.7 points.
United Central Bank is offering several different types of savings accounts and a money market account. The best interest rate is on the Global Money Market Account. For MMA account balances of $1,000,000 and above the annual percentage yield (APY) is 2.25%.

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