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NRS Community Development Federal Credit Union Rates and Review January 2026

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NRS Community Development Federal Credit Union12-month CD rates can be found at 3.95%, 6-month CD rates at 0.10% and 3-month CD rates at 0.30%. Savings rates are at 0.20% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.89%. Credit Card rates are at 14.74%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates which you can compare to NRS Community Development Federal Credit Union rates.

Compare NRS Community Development Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NRS Community Development Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

NRS Community Development Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NRS Community Development Federal Credit Union? Share your experience about NRS Community Development Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NRS Community Development Federal Credit Union.

Overall, NRS Community Development Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

NRS Community Development Federal Credit Union
MAIN OFFICE
7400 LONDON AVE
BIRMINGHAM, AL 35206
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.68%
$1,000
18-Month CD
3.60%
$500
3-Month CD
3.50%
$500
12-Month CD
3.50%
$1,000
18-Month CD
3.40%
$100
24-Month CD
3.25%
$500
12-Month CD
3.25%
$1,000
24-Month CD
3.17%
$1,000
48-Month CD
3.15%
$500
Rewards Checking
3.05%
$1
18-Month CD
3.00%
$500
48-Month CD
2.70%
$500
60-Month CD
2.63%
$1,000
12-Month CD
2.50%
$1,000
48-Month CD
2.50%
$1,000
60-Month CD
2.50%
$1,000
36-Month CD
2.17%
$500
24-Month CD
2.12%
$1,000
24-Month CD
2.00%
$1,000
18-Month CD
1.80%
$5,000
6-Month CD
1.77%
$1,000
48-Month CD
1.65%
$500
48-Month CD
1.55%
$500
12-Month CD
1.44%
$1,000
60-Month CD
1.26%
$1,000
60-Month CD
1.05%
$1,000
12-Month CD
1.00%
$500
3-Month CD
1.00%
$1,000
48-Month CD
0.90%
$2,500
60-Month CD
0.85%
$1,000
Platinum Money Market
0.75%
$1,000
Savings
0.50%
$100
Savings
0.50%
$25
Money Market Savings
0.50%
$0
12-Month CD
0.45%
$1,000
24-Month CD
0.45%
$1,000
Money Market
0.40%
$100
Savings
0.30%
$100
12-Month CD
0.25%
$5,000
Get More Money Market
0.10%
$1
Performance Money Market
0.10%
$10,000
Rewards Savings
0.10%
$0
3-Month CD
0.10%
$1,000
Business Money Market
0.10%
$2,500
Gold Money Market
0.08%
$2,500
24-Month CD
0.05%
$1,000
Savings
0.03%
$25
Relationship Checking
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.875%
6.140%
0.000
5/1 ARM
6.750%
6.859%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.500%
5.871%
0.000
4.675%
4.867%
0.000
15-Year Fixed
5.500%
5.601%
0.000
30 Year Fixed
5.750%
5.869%
0.000
5.500%
5.732%
0.000
6.740%
6.723%
0.000
6.000%
6.174%
0.000
30-Year Fixed
6.375%
6.451%
0.000
5.750%
7.634%
0.000
30-Year Fixed
6.125%
6.198%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.625%
6.036%
0.000
5.625%
5.781%
0.878
5.375%
5.639%
0.250
5.625%
6.461%
0.000
5.875%
6.055%
0.000
6.000%
6.067%
0.000
5.125%
5.173%
0.000
30-Year Fixed
5.750%
5.908%
0.500
15-Year Fixed
5.750%
6.044%
0.000
20-Year Fixed
5.875%
5.971%
0.000
6.000%
6.084%
0.000
5.500%
6.059%
0.000
5.990%
5.199%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.500%
5.591%
0.000
20-Year Fixed
5.750%
5.887%
0.000
5.875%
5.958%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.575%
5.684%
0.000
15-Year Fixed
5.750%
5.845%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5.375%
5.468%
0.000
5.625%
5.741%
0.000
6.125%
6.266%
0.000
7/6 ARM
5.875%
5.947%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
20-Year Fixed
6.125%
6.201%
0.000
15-Year Fixed
5.250%
5.347%
0.000
15-Year Fixed
5.750%
5.870%
0.000
6.375%
6.394%
0.000
5.875%
5.933%
0.000
4.675%
4.867%
0.000
5.375%
5.568%
0.000
4.740%
7.533%
0.000
5.500%
6.005%
0.000
5.500%
5.809%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Access FCU Visa Gold
9.900%
18.000%
11.900%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Student Rewards Card
17.990%
14.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Crimson Card
13.240%
Visa Signature® Cash Back
17.750%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
14.000%
VISA® Gold
11.960%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Visa Business Rewards Card
15.240%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Rewards
14.900%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Signature Loan
11.000%
$0
96
Personal/Signature
10.990%
$0
24 - 36
Personal Loan
11.760%
$0
10.490%
$0
60 - 60
Signature Loan
10.500%
$0
10.500%
$0
11.990%
$0
Line of Credit
13.700%
$0
10.490%
$0
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Technology Loan
9.750%
$0
36
17.900%
$0 - $500
Personal Line of Credit
9.000%
$0
60
13.990%
$0
7.750% - 16.750%
$0
1 - 36
7.990%
$0 - $30,000
12.990%
$0
1 - 24
Access Line Of Credit
16.240%
$0
8.950%
$0
1 - 60
Personal Loans
10.000%
$0
1 - 36
Gold Star Loan
14.200%
$0
48
11.240% - 17.950%
$0
25 - 36
11.900%
$0 - $15,000
24 - 60
Unsecured Signature Loan
9.250%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have NRS Community Development Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: NRS Community Development Federal Credit Union
Full Time Employees: 0
Part Time Employees: 1
President: RONSTEAD CLAUGHTON
CEO: Brooke Smedley
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
7400 LONDON AVE
BIRMINGHAM, AL 35206
Phone Number: 205-995-4414
Fax Number: 205-833-1966

Financials

Total Assets:
1,375,897
Total Amount of Shares and Deposits:
1,184,161
Total Shares and Deposits < 1 Year:
1,184,161
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
18,736
Total Uninsured Shares and Deposits > $250K (F+J):
18,736
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,165,425
Total Interest Expense (Sum of items 6 8):
2,842
Share Certificates:
14
Number of Accounts for Share Drafts:
177
Number of Accounts for Regular Shares:
864
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
718,580
Total Liabilities:
1,180,394
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About NRS Community Development Federal Credit Union

Is a member application needed to join NRS Community Development Federal Credit Union?

Yes, to access services at NRS Community Development Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, NRS Community Development Federal Credit Union provides a range of mortgage and home equity products.

Is NRS Community Development Federal Credit Union a safe place to deposit money?

Yes, NRS Community Development Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does NRS Community Development Federal Credit Union offer online and mobile banking?

Most modern institutions like NRS Community Development Federal Credit Union provide digital access including online balance checks and transfers.

Current NRS Community Development Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions