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EastRise Credit Union Rates & Review June 2026

EastRise Credit Union's 9-month NEW MONEY special rates are at 3.90%, 9 month CD Special rates are at 3.90%, 9-month EXISTING MONEY special rates are at 3.75%, 3-year rates are at 3.50%, 4-year rates are at 3.50%. EastRise Credit Union's savings rates are at 0.20%. EastRise Credit Union's money market rates are at 1.30%. EastRise Credit Union's Adjustable-Rate Land Loan (3/1 ARM) rates are at 5.75%, Adjustable-Rate Land Loan (1/1 ARM) rates are at 5.25%. EastRise Credit Union's Personal Loan Rates are at 10.50%. EastRise Credit Union's Credit Card Rates are at 14.75%. MonitorBankRates evaluates the financial stability of EastRise Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.41%. Rates were last updated on 06/16/2026.

EastRise Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EastRise Credit Union? Share your experience about EastRise Credit Union by leaving a review below, or read customer reviews before you decide to use EastRise Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.41%
Excellent Lower than avg
EastRise Credit Union
Harvest Lane
141 Harvest Ln
Williston, VT 05495 7331
https://www.eastrise.com/
Member NCUA

EastRise Credit Union CD Rates

Product Rate APY Term View More
9-month NEW MONEY special - 3.90% 9-month
Min Balance $500
Details *The 9-month new money certificate special will be offered for a limited time and will renew to the 1-year term at maturity. New money is defined as funds not currently on deposit at EastRise.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
9 month Certificate Special - 3.90% 9 months
Details Existing money can earn 3.75% APY.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
9-month EXISTING MONEY special - 3.75% 9-month
Min Balance $500
Details *The 9-month existing money certificate special will be offered for a limited time and will renew to the 1-year term at maturity. Existing money is defined as funds already on deposit at EastRise.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
3-year - 3.50% 3-year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
4-year - 3.50% 4-year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
5-year - 3.50% 5-year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
3-Year Business Certificates - 3.50% 3-Year
Min Balance $1,000
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Early withdrawal penalties may apply to certificates.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
1-year - 3.40% 1-year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
2-year - 3.40% 2-year
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
1-Year Business Certificates - 3.40% 1-Year
Min Balance $1,000
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Early withdrawal penalties may apply to certificates.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
6-month - 3.00% 6-month
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
6-Month Business Certificates - 3.00% 6-Month
Min Balance $1,000
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Early withdrawal penalties may apply to certificates.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
3-Month Business Certificates - 0.75% 3-Month
Min Balance $1,000
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Early withdrawal penalties may apply to certificates.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Savings Rates

Product Rate APY View More
Business Savings - 0.20%
Min Deposit $25
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Holiday Savings - 0.20%
Min Deposit $5
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
IRA Savings - 0.20%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Savings - 0.20%
Min Deposit $5
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Money Market Rates

Product Rate APY View More
Essential Money Market - 4.50%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Essential Money Market Account - 4.00%
Min Deposit $1,000
Min Balance $5,000
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Rates may change after account opening. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Essential Money Market Account - 3.25%
Min Deposit $1,000
Min Balance $10,000
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Rates may change after account opening. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 2.65%
Min Balance $250,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 2.45%
Min Balance $100,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 2.40%
Min Balance $500,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 2.30%
Min Balance $250,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 2.10%
Min Balance $100,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 2.05%
Min Balance $50,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 1.80%
Min Balance $50,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Green Money Market Account - 1.45%
Min Balance $1,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Money Market Accounts - 1.30%
Min Balance $1,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Checking Rates

Product Rate APY View More
Checking Plus - 3.50%
Min Deposit $25
Min Balance $0
Details Qualifying balance up to $15,000.00
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
IOLTA Checking - 1.51%
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
IORTA Checking - 1.51%
Details APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Basic Checking Account - 0.05%
Min Balance $100
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Checking Account - 0.05%
Min Balance $1,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business No Dividend Checking Account - 0.05%
Min Balance $100
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Small Business Checking - 0.05%
Min Balance $1,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Mortgage Rates

Product Rate Points APR Term View More
30-Year Fixed-Rate Home Loan - - 6.29% 30-Year Fixed
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Adjustable-Rate Land Loan (3/1 ARM) 5.75% - 6.62% 10 Years, 20-Year Amortization
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Adjustable-Rate Land Loan (1/1 ARM) 5.25% - 6.82% 10 Years, 20-Year Amortization
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity MyChoice Mortgage - - 5.00% 1 to 3 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.13% 4 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.25% 5 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.38% 6 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.50% 7 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.63% 8 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.75% 9 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity MyChoice Mortgage - - 5.88% 10 years
Details As Low As; MyChoice Mortgage maximum Loan To Value 85% or less.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Fixed rate Home Equity Loan - - 5.99% 60 months
Details Up to 80% Loan to Value
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Line of Credit - - 6.25%
Details As Low As; Up to 80% LTV
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Fixed rate Home Equity Loan - - 6.75% 120 months
Details Up to 80% Loan to Value
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Fixed rate Home Equity Loan - - 6.99% 60 months
Details Greater than 80% up to 90% Loan to Value
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Fixed rate Home Equity Loan - - 7.13% 180 months
Details Up to 80% Loan to Value
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Fixed rate Home Equity Loan - - 7.75% 120 months
Details Greater than 80% up to 90% Loan to Value
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Line of Credit - - 7.75%
Details As Low As; Greater than 80% up to 90% LTV
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Fixed rate Home Equity Loan - - 8.13% 180 months
Details Greater than 80% up to 90% Loan to Value
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.85%
Details As low as
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Credit Card Rates

Product Rate APR View More
Business Visa Credit Card - Cash Advance - 14.75%
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. See Business Credit Card Agreement and Disclosure for important terms and conditions.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Business Visa Credit Card - Purchase - 14.75%
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. See Business Credit Card Agreement and Disclosure for important terms and conditions.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

EastRise Credit Union Personal Loan Rates

Product Rate APR View More
Unsecured Personal Loan - 10.50%
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Unsecured Personal Loan - 11.99%
Details As Low As; APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Personal Line of Credit - 14.00%
Details APR = annual percentage rate and reflects the current minimum APR offered. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. This is a line of credit and when activated the monthly minimum payment is equal to 5% of the balance or $25, whichever is greater.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for EastRise Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EastRise Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with EastRise Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name EastRise Credit Union
Address 141 Harvest Ln, Williston, VT 05495 7331
Phone 802-879-8790
Fax
President Arthur Woolf
CEO John Dwyer Jr
Full-Time Employees 452
Part-Time Employees 6
Branch Locations 19
ATM Locations 20
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.41%
Return on Assets (ROA)
0.5090%
Return on Equity (ROE)
4.2059%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
3,116,194,532
Total Amount of Shares and Deposits
2,515,806,142
Total Shares and Deposits < 1 Year
2,446,291,114
Total Shares and Deposits 1 3 Years
48,876,413
Total Shares and Deposits > 3 Years
20,638,615
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
203,035,562
Total Uninsured Shares and Deposits > $250K (F+J)
203,035,562
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,312,770,580
Total Interest Expense (Sum of items 6 8)
38,207,360
Share Certificates
16,578
Number of Accounts for Share Drafts
90,409
IRA KEOGH Accounts
4,903
Number of Accounts for Regular Shares
147,886
Money Market Shares
18,690
Net Income (unless the amount is already included in Undivided Earnings)
15,861,954
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
152,053,737
Total Liabilities
2,742,402,041
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About EastRise Credit Union

How many branches does EastRise Credit Union operate?

EastRise Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join EastRise Credit Union?

Yes, to access services at EastRise Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, EastRise Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, EastRise Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does EastRise Credit Union offer online and mobile banking?

Most modern institutions like EastRise Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eastrise.com/.

Current EastRise Credit Union Rates

  • 12-Month CD3.40%
  • 24-Month CD3.40%
  • 60-Month CD3.50%
  • Savings0.20%
  • MMA1.30%
Retrieved from our database of financial products. Rates subject to change.