Linkage Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Linkage Credit Union12-month CD rates can be found at 3.95%, 6-month CD rates at 0.95% and 3-month CD rates at 3.61%. Savings rates are at 0.10% and money market rates are at 3.61%. Mortgage rates on 30-year fixed loans are around 6.79%. Credit Card rates are at 17.75%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates which you can compare to Linkage Credit Union rates.

Compare Linkage Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Linkage Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Linkage Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Linkage Credit Union? Share your experience about Linkage Credit Union by leaving a review below, or read customer reviews before you decide to use Linkage Credit Union.

Overall, Linkage Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Linkage Credit Union
LINKAGE CREDIT UNION
4527 SPEIGHT AVE
WACO, TX 76711
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Linkage Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
Stash (Emergency) Savings
6.00%
$0
Credit Human Federal Credit Union
Credit Human Federal Credit Union
36-Month CD
3.95%
$500
First National Bank in Olney
First National Bank in Olney
12-Month CD
3.71%
$500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
48-Month CD
3.60%
$1,000
Coleman County State Bank
Coleman County State Bank
Rewards Checking
3.60%
$100
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
The Dolores State Bank
The Dolores State Bank
36-Month CD
3.55%
$1,000
Connecticut Community Bank
Connecticut Community Bank
12-Month CD
3.50%
$500
Nebraska Bank
Nebraska Bank
60-Month CD
3.40%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
48-Month CD
3.30%
$500
cfsbank
cfsbank
12-Month CD
3.28%
$1,000
Adirondack Bank
Adirondack Bank
12-Month CD
3.14%
$1,000
Avidia Bank
Avidia Bank
60-Month CD
3.05%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
36-Month CD
2.93%
$1,000
Acadian Federal Credit Union
Acadian Federal Credit Union
12-Month CD
2.89%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
60-Month CD
2.80%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
36-Month CD
2.78%
$500
WVS West View SB
WVS West View SB
24-Month CD
2.75%
$500
Fifth District Savings Bank
Fifth District Savings Bank
24-Month CD (Step)
2.50%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Prime Bonus Interest Checking
2.50%
$50
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
6-Month CD
2.25%
$100
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
6-Month CD
2.02%
$1,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
36-Month CD
1.76%
$1,000
UniBank
UniBank
60-Month CD
1.75%
$500
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
Growth+ Money Market
1.51%
$10,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
24-Month CD
1.50%
$2,000
Mercer County State Bank
12-Month CD (IRA)
1.49%
$500
Foresight Bank
Foresight Bank
6-Month CD
1.31%
$500
Hocking Valley Bank
Hocking Valley Bank
24-Month CD
1.20%
$1,000
Security State Bank of Marine
Security State Bank of Marine
60-Month CD
1.00%
$300
Coastal Heritage Bank
Coastal Heritage Bank
Money Market
0.90%
$75,000
BankOrion
BankOrion
18-Month CD
0.65%
$500
Consumers Credit Union
Consumers Credit Union
Money Market
0.55%
$0
Middlesex Federal Savings
Middlesex Federal Savings
24-Month CD
0.50%
$500
UniBank for Savings
UniBank for Savings
6-Month CD
0.50%
$500
Community Bank Delaware
Community Bank Delaware
60-Month CD
0.40%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
36-Month CD
0.35%
$1,000
OneUnited Bank
OneUnited Bank
24-Month CD
0.30%
$1,000
FSB of Forrest
FSB of Forrest
Savings
0.25%
$1
North Shore Bank
North Shore Bank
48-Month CD
0.25%
$1,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
48-Month CD
0.20%
$500
FNB of Kansas
FNB of Kansas
Money Market
0.15%
$2,500
Hatboro Federal Savings
Hatboro Federal Savings
Advantage Checking
0.15%
$100
Circuit Federal Credit Union
Circuit Federal Credit Union
Platinum Money Market
0.15%
$50,000
Bank of Easton
Bank of Easton
NOW Checking
0.05%
$25
First Nations Bank
First Nations Bank
18-Month CD
0.05%
$1,000
FNB of Elmer
FNB of Elmer
Money Market
0.05%
$1,000
Connex Credit Union
Connex Credit Union
Regular Savings
0.05%
$25
Hoyne Savings Bank
Hoyne Savings Bank
NOW Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Linkage Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.300%
5.494%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.816%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.148%
0.250
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.875%
6.157%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.000%
6.168%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
6.000%
6.207%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Geddes Federal S&L
Geddes Federal S&L
7/1 ARM
6.504%
6.250%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.875%
6.308%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
6.125%
6.350%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.356%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.125%
6.369%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
10/6 ARM
5.875%
6.395%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.375%
6.420%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.500%
6.513%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.490%
6.542%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Linkage Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Linkage Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Linkage Credit Union rate data right now, check back for updates, we are adding rates all the time.

Linkage Credit Union Information

Credit Union Name: Linkage Credit Union
Full Time Employees: 6
Part Time Employees: 0
President: CHRISTINE KELLY
CEO: MANDY HOLLE JOHNSON
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
4527 SPEIGHT AVE
WACO, TX 76711
Phone Number: 254-754-1168
Fax Number: 254-754-7768

Linkage Credit Union Financials

Total Assets:
18,806,819
Total Amount of Shares and Deposits:
15,681,654
Total Shares and Deposits < 1 Year:
14,261,487
Total Shares and Deposits 1 3 Years:
1,420,166
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
481,698
Total Uninsured Shares and Deposits > $250K (F+J):
481,698
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,199,956
Total Interest Expense (Sum of items 6 8):
40,985
Share Certificates:
128
Number of Accounts for Share Drafts:
1,084
Number of Accounts for Regular Shares:
2,203
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,715,239
Total Liabilities:
15,700,382
Show More

Linkage Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

An interesting report was released showing Millennials favor savings accounts over investing in stocks, despite currently low savings rates. Apparently Millennials, born between 1977 and 1999, are risk-averse to stocks because they came of age during the financial crisis and watched stocks fall more than 50 percent in 2008, the largest decline since the Great Depression.

mba-current-mortgage-rates-489The Mortgage Bankers Association released its weekly Mortgage Applications Survey this morning, showing double digit increases in mortgage applications for the week ending October 2, 2009.

Bank or Credit Union Offers and Deals

Average 2 Year CD Rates at 0.91%: Highest 2 Year CD Rates at 1.25%
Best Savings Rate at 1.26% APY - Higher Deposit Rates in 2015
Cash Back Credit Cards
Mortgage Rates Tuesday November 30, 2010: 30 Year Mortgage Rates at 4.44 percent, 15 Year Jumbo Mortgage Loan Rates at 4.16%
Best Auto Insurance Rates - Finding the Best Insurance Rates
Republic Bank Mortgage Rates Today
PenFed Auto Loans 3.99 Percent
Money Market Rates and Savings Account Rates December 24, 2012
Mortgage Rates March 10, 2011: 30 Year Mortgage Rates at 4.88%, 15 Year Mortgage Rates at 4.15%
Dollar Savings Direct Online Savings Account

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Linkage Credit Union Reviews

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