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Lakeside Credit Union Rates and Review January 2026

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Lakeside Credit Union12-month CD rates can be found at 2.52%, 6-month CD rates at 3.77% and 3-month CD rates at 2.78%. Savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.65%. Credit Card rates are at 7.90%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates which you can compare to Lakeside Credit Union rates.

Compare Lakeside Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Lakeside Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Lakeside Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Lakeside Credit Union? Share your experience about Lakeside Credit Union by leaving a review below, or read customer reviews before you decide to use Lakeside Credit Union.

Overall, Lakeside Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Lakeside Credit Union
Lakeside Hwy
1008 Broadway Ave
New Johnsonville, TN 37134
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.85%
$1,000
Blue Axis Edge Savings
3.80%
$5
18-Month CD
3.79%
$100
12-Month CD
3.65%
$5,000
18-Month CD
3.45%
$2,000
12-Month CD
3.38%
$1,000
Premier Relationship Savings
3.30%
$1
30-Month CD
3.25%
$200
48-Month CD
3.20%
$1,000
30-Month CD
3.15%
$500
18-Month CD (Jumbo)
3.03%
$100,000
48-Month CD
3.03%
$500
60-Month CD
3.03%
$1,000
18-Month CD
2.83%
$500
36-Month CD
2.77%
$2,500
48-Month CD
2.70%
$500
18-Month CD
2.68%
$1,000
12-Month CD
2.50%
$500
60-Month CD
2.50%
$1,000
60-Month CD
2.25%
$200
60-Month CD
2.22%
$500
18-Month CD
2.02%
$500
Christmas Club Savings
2.00%
$10
12-Month CD
2.00%
$500
36-Month CD
1.70%
$1,000
24-Month CD
1.61%
$5,000
48-Month CD
1.41%
$500
Business Interest Checking
1.31%
$100,000
12-Month CD
1.11%
$1,000
36-Month CD
1.10%
$1,000
48-Month CD
1.05%
$1,000
60-Month CD
1.00%
$500
12-Month CD
0.75%
$1,500
24-Month CD
0.70%
$1,000
18-Month CD
0.50%
$500
48-Month CD
0.45%
$500
36-Month CD
0.45%
$1,000
36-Month CD
0.45%
$500
24-Month CD (Bump)
0.40%
$500
48-Month CD
0.35%
$1,000
Savings
0.30%
$50
36-Month CD
0.30%
$1,000
9-Month CD
0.25%
$1,000
24-Month CD
0.10%
$500
Statement Savings
0.10%
$1,000
Savings
0.05%
$25
6-Month CD
0.05%
$1,000
First Choice Savings
0.05%
$100
18-Month CD
0.05%
$1,000
Money Market
0.01%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.693%
0.500
5.375%
5.375%
0.000
30-Year Fixed
6.000%
6.090%
0.000
6.000%
6.148%
0.000
6.000%
6.123%
0.000
5.625%
5.751%
0.000
30-Year Fixed
6.000%
6.162%
1.000
30-Year Fixed
5.875%
6.086%
0.000
6.125%
6.135%
0.000
30-Year Fixed
5.900%
6.072%
0.000
5.625%
5.673%
0.000
6.125%
6.190%
0.000
10-Year Fixed
5.375%
5.540%
0.000
5.875%
5.980%
0.000
20 Year Fixed
5.500%
5.579%
0.000
30-Year Fixed
6.500%
6.512%
0.000
5.500%
5.620%
0.000
565.625%
5.781%
0.875
30-Year Fixed
6.125%
6.198%
0.000
30-Year Fixed
6.250%
6.306%
0.000
5.250%
5.426%
0.500
15-Year (Jumbo)
5.000%
5.019%
0.000
5.375%
5.804%
0.000
30 Year Fixed
6.375%
6.670%
0.000
30-Year Fixed
5.875%
5.999%
0.000
10 Year Fixed
5.750%
5.883%
0.000
6.000%
6.061%
0.000
5.125%
5.637%
0.250
5.700%
5.780%
0.000
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.625%
5.769%
0.000
5.875%
6.055%
0.000
5.990%
6.290%
0.000
6.000%
6.107%
0.000
5.375%
5.475%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.500%
5.581%
0.000
5.875%
5.931%
0.000
5.375%
5.568%
0.000
6.125%
6.199%
0.000
5.625%
5.667%
0.000
20-Year Fixed
5.875%
5.961%
0.125
6.000%
6.000%
0.000
15-Year Fixed
5.350%
5.785%
0.000
4.750%
4.940%
0.250
15-Year Fixed
5.750%
5.845%
0.000
10-Year Fixed
6.250%
6.250%
0.000
5.500%
5.724%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
9.500% - 12.500%
Platinum Visa
15.350%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Visa Crimson Rewards Card
13.740%
13.900%
VISA Platinum without Rewards
7.900%
Visa Platinum Preferred Student
17.990%
16.240% - 27.240%
8.750%
18.000%
Visa Signature® Cash Back
17.750%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
16.490% - 17.990%
VISA Traditional
14.240% - 18.000%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
13.240%
Academic VISA® Platinum
10.900%
Security Service Power Rewards MasterCard
18.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
16.100%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.500%
$0
Personal Loans
10.000%
$0
1 - 36
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
10.250% - 10.650%
$3,000 - $25,000
10.990%
$500
36
13.990%
$0
Access Line Of Credit
16.240%
$0
Summer/Holiday Loans
9.500%
$0
Personal/Signature
10.990%
$0
24 - 36
Personal Loan
11.000%
$0
1 - 12
9.990% - 18.000%
$0 - $50,000
12.250% - 17.000%
$0 - $20,000
13.740%
$0
60
8.990% - 18.000%
$0 - $30,000
72
13.450%
$0
Consolidation Loans
14.850%
$0
37 - 60
Unsecured Signature Loan
10.250%
$0
37 - 60
7.000%
$500 - $15,000
60
Personal Loan
8.950%
$0
12.990%
$0 - $2,000
24 - 24
Debt Consolidation
13.990%
$0
1 - 72
12.740%
$0
36
Unsecured Signature Loan
9.250%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Lakeside Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Lakeside Credit Union
Website:
Full Time Employees: 11
Part Time Employees: 1
President: James McKay
CEO: Karen Scott
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
1008 Broadway Ave
New Johnsonville, TN 37134
Phone Number: 931-535-3750
Fax Number: 931-535-3601

Financials

Total Assets:
42,162,340
Total Amount of Shares and Deposits:
34,882,846
Total Shares and Deposits < 1 Year:
34,721,025
Total Shares and Deposits 1 3 Years:
161,821
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,300,180
Total Uninsured Shares and Deposits > $250K (F+J):
2,300,180
Total Insured Shares and Deposits > $250K (item 17 less item K):
32,582,666
Total Interest Expense (Sum of items 6 8):
236,018
Share Certificates:
76
Number of Accounts for Share Drafts:
1,312
IRA KEOGH Accounts:
39
Number of Accounts for Regular Shares:
2,962
Money Market Shares:
161
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,385,135
Total Liabilities:
35,043,102
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Lakeside Credit Union

Is a member application needed to join Lakeside Credit Union?

Yes, to access services at Lakeside Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Lakeside Credit Union provides a range of mortgage and home equity products.

Is Lakeside Credit Union a safe place to deposit money?

Yes, Lakeside Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Lakeside Credit Union offer online and mobile banking?

Most modern institutions like Lakeside Credit Union provide digital access including online balance checks and transfers.

Current Lakeside Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions