HPC Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare HPC Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of HPC Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHPC Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at HPC Credit Union? Share your experience about HPC Credit Union by leaving a review below, or read customer reviews before you decide to use HPC Credit Union. Overall, HPC Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. HPC Credit Union HPC CREDIT UNION MAIN OFFICE 1234 W CHISHOLM ST ALPENA, MI 49707  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonTravel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Cash Back
16.100%
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans Share Secured
5.990%
$0
48
Signature Loan
8.950%
$0
1 - 60
Signature Loan
10.000%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have HPC Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: HPC Credit Union
Website: https://www.hpccu.com
Full Time Employees: 25Part Time Employees: 4 President: JON BENSON CEO: DENNIS WERNER Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
1234 W CHISHOLM ST
ALPENA, MI 49707 Phone Number: 989-354-4698 Fax Number: 989-356-6912 FinancialsTotal Assets:
155,775,976
Total Amount of Shares and Deposits:
132,817,838
Total Shares and Deposits < 1 Year:
130,506,652
Total Shares and Deposits 1 3 Years:
2,311,186
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,270,154
Total Uninsured Shares and Deposits > $250K (F+J):
7,270,154
Total Insured Shares and Deposits > $250K (item 17 less item K):
125,547,684
Total Interest Expense (Sum of items 6 8):
964,807
Share Certificates:
732
Number of Accounts for Share Drafts:
4,748
IRA KEOGH Accounts:
578
Number of Accounts for Regular Shares:
9,772
All other shares:
690
Money Market Shares:
845
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,223,751
Total Liabilities:
133,382,704
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About HPC Credit UnionIs a member application needed to join HPC Credit Union?Yes, to access services at HPC Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, HPC Credit Union provides a range of mortgage and home equity products. Is HPC Credit Union a safe place to deposit money?Yes, HPC Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does HPC Credit Union offer online and mobile banking?Most modern institutions like HPC Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.75%, 6-month CD rates at 3.65% and 3-month CD rates at 3.80%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 8.99%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to 
