First Baptist Church Federal Credit Union Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First Baptist Church Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at First Baptist Church Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . First Baptist Church Federal Credit Union Texas RatioFirst Baptist Church Federal Credit Union's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for First Baptist Church Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. A 0.00% ratio is the best possible score. It indicates that First Baptist Church Federal Credit Union currently has zero non-performing assets or foreclosed properties on its books. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
First Baptist Church Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, First Baptist Church Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
First Baptist Church Federal Credit Union has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/08/2026
First Baptist Church Federal Credit Union
First Baptist ChurchFederal Credit Union 10010 Astoria Blvd
East Elmhurst, NY 11369 
Current Rate AvailabilityWe do not have First Baptist Church Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Baptist Church Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Baptist Church Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Baptist Church Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: First Baptist Church Federal Credit Union
Website: http://www.firstbaptistfcu.com/
Full Time Employees: 0Part Time Employees: 2 President: Willie Daniels CEO: Bettye Lee Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
10010 Astoria Blvd
East Elmhurst, NY 11369 Phone Number: 718-507-5457 Fax Number: 718-507-5457 FinancialsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
-145.1572%
Return on Equity (ROE):
-156.8574%
Total Assets:
7,950
Total Amount of Shares and Deposits:
593
Total Shares and Deposits < 1 Year:
593
Total Insured Shares and Deposits > $250K (item 17 less item K):
593
Number of Accounts for Regular Shares:
1
Net Income (unless the amount is already included in Undivided Earnings):
-43,860
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,090
Total Liabilities:
593
Show More
Source: NCUA Last Updated 09/30/2023
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Frequently Asked Questions About First Baptist Church Federal Credit UnionIs First Baptist Church Federal Credit Union a safe place to deposit money?Yes, First Baptist Church Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.00%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Baptist Church Federal Credit Union operate?First Baptist Church Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Baptist Church Federal Credit Union?Yes, to access services at First Baptist Church Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Baptist Church Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Baptist Church Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Baptist Church Federal Credit Union offer online and mobile banking?Most modern institutions like First Baptist Church Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.firstbaptistfcu.com/. Compare to other Credit Unions |
You can compare First Baptist Church Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.36%, 6-month share certificate rates at 3.00% and 3-month share certificate rates at 3.80%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.96%. All these rates, and more, can be found in our database of rates which you can compare to 
