Fergus Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Fergus Federal Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 0.60% and 3-month CD rates at 4.20%. Savings rates are at 0.20% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.69%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Fergus Federal Credit Union rates.

Compare Fergus Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Fergus Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Fergus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Fergus Federal Credit Union? Share your experience about Fergus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fergus Federal Credit Union.

Overall, Fergus Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Fergus Federal Credit Union
Fergus Federal Credit Union
106 E Janeaux St
Lewistown, MT 59457 3033
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Fergus Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
Explorer Youth Savings
5.00%
$0
EagleBank
EagleBank
60-Month CD
4.20%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
12-Month CD
4.19%
$1,000
Canyon View Credit Union
Canyon View Credit Union
18-Month CD
4.11%
$500
Metz Banking Company
Metz Banking Company
60-Month CD
4.08%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
60-Month CD
4.06%
$500
VirtualBank
VirtualBank
12-Month CD
3.87%
$0
F&M Union Bank
60-Month CD
3.58%
$1,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
6-Month CD
3.56%
$10,000
FNB of Bangor
FNB of Bangor
30-Month CD
3.55%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
48-Month CD
3.30%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
60-Month CD
3.04%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD
3.04%
$1,000
Harford Bank
Harford Bank
24-Month CD
3.00%
$1,000
TSB Bank
TSB Bank
24-Month CD
3.00%
$500
The Stock Exchange Bank
The Stock Exchange Bank
24-Month CD
2.72%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
48-Month CD
2.57%
$1,000
Perennial Bank
Perennial Bank
48-Month CD
2.52%
$1,000
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
Root River State Bank
Root River State Bank
60-Month CD
2.35%
$300
The FNB Community Bank
The FNB Community Bank
48-Month CD
2.27%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Investment Checking
2.25%
$2,500
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.01%
$500
International Bank of Chicago
International Bank of Chicago
18-Month CD
1.75%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
48-Month CD
1.50%
$1,000
Buena Vista National Bank
Buena Vista National Bank
36-Month CD
1.15%
$500
Bank of Canton
Bank of Canton
12-Month CD
1.00%
$1,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
12-Month CD
1.00%
$500
RadiFi Credit Union
RadiFi Credit Union
Regular Money Market
0.75%
$2,500
FNB of River Falls
FNB of River Falls
60-Month CD
0.70%
$2,500
MCS Bank
MCS Bank
48-Month CD
0.60%
$1,000
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
Western Nebraska Bank
Western Nebraska Bank
Passbook Savings
0.50%
$25
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$50
Adirondack Trust Company
Adirondack Trust Company
36-Month CD
0.35%
$500
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
Castroville State Bank
Castroville State Bank
Regular Savings
0.30%
$0
Academic Employees Credit Union
Academic Employees Credit Union
24-Month CD
0.30%
$1,000
Garden Plain State Bank
Garden Plain State Bank
NOW Checking
0.25%
$1,500
Somerset Savings Bank
Somerset Savings Bank
24-Month CD
0.25%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Savings
0.25%
$100
Bellevue State Bank
Bellevue State Bank
Savings
0.15%
$10
Catskill Hudson Bank
Catskill Hudson Bank
Statement Savings
0.15%
$100
GSL Savings Bank
GSL Savings Bank
Savings
0.15%
$50
Phoenixville Federal B&T
Statement Savings
0.15%
$100
Arlington State Bank
Arlington State Bank
Money Market
0.10%
$2,500
BluPeak Credit Union
BluPeak Credit Union
Regular Savings
0.05%
$5
Northfield Bank
Northfield Bank
Money Market
0.05%
$2,500
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Statement Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Fergus Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.125%
5.370%
1.250
FNB of River Falls
FNB of River Falls
10-Year Fixed
5.500%
5.666%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.625%
5.682%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
5.750%
5.868%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
5.750%
5.871%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
5.625%
5.891%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.500%
5.896%
0.000
Ulster Savings Bank
Ulster Savings Bank
5-Year ARM
5.375%
5.965%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.750%
6.018%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
5.875%
6.036%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
5.875%
6.104%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
3/1 ARM
5.750%
6.230%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
Achieva Credit Union
Achieva Credit Union
15-Year Fixed
5.875%
6.246%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
6.125%
6.248%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
7/1 ARM
6.000%
6.250%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.250%
6.261%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.750%
6.333%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Fergus Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Fergus Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Fergus Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Fergus Federal Credit Union Information

Credit Union Name: Fergus Federal Credit Union
Full Time Employees: 17
Part Time Employees: 2
President: Tracy Bent
CEO: Jayme Durbin
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
106 E Janeaux St
Lewistown, MT 59457 3033
Phone Number: 406-535-7478
Fax Number: 406-535-9790

Fergus Federal Credit Union Financials

Total Assets:
106,177,991
Total Amount of Shares and Deposits:
92,981,855
Total Shares and Deposits < 1 Year:
84,429,456
Total Shares and Deposits 1 3 Years:
3,004,210
Total Shares and Deposits > 3 Years:
5,548,189
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,949,758
Total Uninsured Shares and Deposits > $250K (F+J):
5,949,758
Total Insured Shares and Deposits > $250K (item 17 less item K):
87,032,097
Total Interest Expense (Sum of items 6 8):
382,958
Share Certificates:
617
Number of Accounts for Share Drafts:
3,641
IRA KEOGH Accounts:
215
Number of Accounts for Regular Shares:
6,991
Money Market Shares:
414
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,734,241
Total Liabilities:
93,862,656
Show More

Fergus Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-current-mortgage-rates-nearing-500Mortgage rates have fluctuating in a tight range for the past month now. The change in the direction of current mortgage rates is happening on a weekly basis, fluctuating in a range of 5.50 percent and 5.00 percent.  
Debt issues in Europe and slowing economies around the world will probably bring another round of quantitative easing from the U.S. Federal Reserve according to a recent survey. In CNBC's "snap" survey 58 market professionals believe the Fed will start another around of quantitative easing sometime over the next year. That's up from 33 professionals just 6 weeks ago.
First National Bank of Omaha Savings Jumbo rates are now at 0.95 percent with a yield of 0.95 percent. View the current Savings Jumbo rates at First National Bank of Omaha below.

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Fergus Federal Credit Union Reviews

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