What are the current interest rates at Cooperative Center Federal Credit Union?

Current rates for Cooperative Center Federal Credit Union include: MMA: 4.00%

☰

Home›
Credit Unions›
Cooperative Center Federal Credit Union

iAdvertiser Disclosure

Cooperative Center Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cooperative Center Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Cooperative Center Federal Credit Union's money market rates are at 4.00%. Cooperative Center Federal Credit Union's Personal Loan Rates are at 4.89%. MonitorBankRates evaluates the financial stability of Cooperative Center Federal Credit Union with a 4.6 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 6.55%. Rates last updated and verified on 08/28/2026.

Cooperative Center Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cooperative Center Federal Credit Union? Share your experience about Cooperative Center Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cooperative Center Federal Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A-

Very Good Health Score: 93/100

MonitorBankRates Rating

4.6

Excellent Out of 5.0 Stars

Texas Ratio

6.55%

Excellent Higher than avg

Cooperative Center Federal Credit Union
COOPERATIVE CENTER FCU Headquarter

634 Ferry St
Martinez, CA 94553 1126

https://www.coopfcu.org

Cooperative Center Federal Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market	-	4.00%
Details As High As Last Updated 08/28/2026 Institution Ratings 4.6 Star Rating A- Health Grade ◈ Texas Ratio: 6.55%

Cooperative Center Federal Credit Union Checking Rates

Product	Rate	APY	View More
Checking	-	0.20%
Details As High As Last Updated 08/28/2026 Institution Ratings 4.6 Star Rating A- Health Grade ◈ Texas Ratio: 6.55%

Cooperative Center Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	4.89%
Details As Low As Last Updated 08/28/2026 Institution Ratings 4.6 Star Rating A- Health Grade ◈ Texas Ratio: 6.55%

Cooperative Center Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	13.74%
Details As Low As Last Updated 08/28/2026 Institution Ratings 4.6 Star Rating A- Health Grade ◈ Texas Ratio: 6.55%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Cooperative Center Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Cooperative Center Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cooperative Center Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cooperative Center Federal Credit Union

Website https://www.coopfcu.org

Address 634 Ferry St, Martinez, CA 94553 1126

Phone 510-845-6428

Fax

President Celeste McAllister

CEO Fadhila Holman

Full-Time Employees 18

Part-Time Employees 0

Branch Locations 1

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.6 / 5.0 ★

Overall Health & Safety Grade

A- (93/100)

Texas Ratio

6.55%

Return on Assets (ROA)

0.0617%

Return on Equity (ROE)

0.9364%

Non-Performing Loans Ratio (NPL)

0.78%

Total Assets

126,460,499

Total Amount of Shares and Deposits

117,555,416

Total Shares and Deposits < 1 Year

113,036,799

Total Shares and Deposits 1 3 Years

4,301,092

Total Shares and Deposits > 3 Years

217,525

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,097,051

Total Uninsured Shares and Deposits > $250K (F+J)

4,848,013

Total Insured Shares and Deposits > $250K (item 17 less item K)

112,707,403

Total Interest Expense (Sum of items 6 8)

112,952

Share Certificates

317

Number of Accounts for Share Drafts

4,375

IRA KEOGH Accounts

472

Number of Accounts for Regular Shares

8,298

Non Member Deposits

Money Market Shares

180

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Adequately Capitalized

Net Worth Classification if credit union is a new credit union

Adequately Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

13,396,580

Total Liabilities

118,246,726

Source: NCUA — Last Updated 03/31/2024

2026 MBR Health & Safety Badge

Cooperative Center Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/credit-unions/cooperative-center-federal-credit-union-rates-review-4900">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Cooperative Center Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Cooperative Center Federal Credit Union

Frequently Asked Questions About Cooperative Center Federal Credit Union

How many branches does Cooperative Center Federal Credit Union operate?

Cooperative Center Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cooperative Center Federal Credit Union?

Yes, to access services at Cooperative Center Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cooperative Center Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cooperative Center Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cooperative Center Federal Credit Union offer online and mobile banking?

Most modern institutions like Cooperative Center Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coopfcu.org.