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CAHP Credit Union

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CAHP Credit Union Rates & Review May 2026

Q: How many branches does CAHP Credit Union operate?

CAHP Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join CAHP Credit Union?

Yes, to access services at CAHP Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, CAHP Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, CAHP Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 12, 2026

You can compare CAHP Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.30%, 6-month share certificate rates at 3.90% and 3-month share certificate rates at 0.30%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.04%. All these rates can be compared to CAHP Credit Union rates. MonitorBankRates evaluates the financial stability of CAHP Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.58%. Rates were last updated on 05/12/2026.

CAHP Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CAHP Credit Union? Share your experience about CAHP Credit Union by leaving a review below, or read customer reviews before you decide to use CAHP Credit Union.

Exceptional Health Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.58%

Excellent Lower than avg

CAHP Credit Union
Main Office

2843 Manlove Rd
Sacramento, CA 95826 3248

https://cahpcu.org

Current Rate Availability

We do not have CAHP Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for CAHP Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather CAHP Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CAHP Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CAHP Credit Union

Website https://cahpcu.org

Address 2843 Manlove Rd, Sacramento, CA 95826 3248

Phone 916-362-4191

Fax 916-362-1399

President Paul Duran

CEO Audrey Pappas

Full-Time Employees 35

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.58%

Return on Assets (ROA)

0.6345%

Return on Equity (ROE)

7.1841%

Non-Performing Loans Ratio (NPL)

0.07%

Total Assets

382,598,719

Total Amount of Shares and Deposits

346,142,941

Total Shares and Deposits < 1 Year

335,131,031

Total Shares and Deposits 1 3 Years

10,983,521

Total Shares and Deposits > 3 Years

28,389

Total Interest Expense (Sum of items 6 8)

5,716,070

Share Certificates

3,009

Number of Accounts for Share Drafts

13,514

IRA KEOGH Accounts

102

Number of Accounts for Regular Shares

24,066

Non Member Deposits

Money Market Shares

439

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

37,494,930

Total Liabilities

348,807,362

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

CAHP Credit Union earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-a-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About CAHP Credit Union

How many branches does CAHP Credit Union operate?

CAHP Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CAHP Credit Union?

Yes, to access services at CAHP Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CAHP Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CAHP Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CAHP Credit Union offer online and mobile banking?

Most modern institutions like CAHP Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cahpcu.org.