Bluestem Community Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Bluestem Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Bluestem Community Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Bluestem Community Credit Union Texas RatioBluestem Community Credit Union's Texas Ratio is at 1.16%, which is considered excellent. The Texas Ratio for Bluestem Community Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Bluestem Community Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Bluestem Community Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Bluestem Community Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Bluestem Community Credit Union
Bluestem Community Credit Union 1407 W Central Ave
El Dorado, KS 67042 2222 
Current Rate AvailabilityWe do not have Bluestem Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bluestem Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bluestem Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bluestem Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Bluestem Community Credit Union
Full Time Employees: 3Part Time Employees: 0 President: Mary Schmidt CEO: Corliss Graves Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
1407 W Central Ave
El Dorado, KS 67042 2222 Phone Number: 316-320-1777 Fax Number: 316-321-1798 FinancialsTotal Assets:
11,113,172
Total Amount of Shares and Deposits:
9,972,221
Total Shares and Deposits < 1 Year:
9,892,574
Total Shares and Deposits 1 3 Years:
79,647
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
109,184
Total Uninsured Shares and Deposits > $250K (F+J):
109,184
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,863,037
Total Interest Expense (Sum of items 6 8):
3,401
Share Certificates:
22
Number of Accounts for Share Drafts:
631
IRA KEOGH Accounts:
6
Number of Accounts for Regular Shares:
1,423
All other shares:
15
Net Income (unless the amount is already included in Undivided Earnings):
68,270
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
448,488
Total Liabilities:
10,002,128
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Source: NCUA Last Updated 09/30/2023
Customer ReviewsThere are no reviews for Bluestem Community Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Bluestem Community Credit UnionIs a member application needed to join Bluestem Community Credit Union?Yes, to access services at Bluestem Community Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Bluestem Community Credit Union provides a range of mortgage and home equity products. Is Bluestem Community Credit Union a safe place to deposit money?Yes, Bluestem Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Bluestem Community Credit Union offer online and mobile banking?Most modern institutions like Bluestem Community Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
You can compare Bluestem Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.50%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.50%. Savings rates are at 0.50% and money market rates are at 1.81%. Mortgage rates on 30-year fixed loans are around 5.65%. All these rates, and more, can be found in our database of rates which you can compare to 
