Billerica Municipal Employees Credit Union Rates and Review January 2026
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Compare Billerica Municipal Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Billerica Municipal Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityBillerica Municipal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Billerica Municipal Employees Credit Union? Share your experience about Billerica Municipal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Billerica Municipal Employees Credit Union. Overall, Billerica Municipal Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Billerica Municipal Employees Credit Union Member Services 365 Boston Rd Billerica, MA 01821  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonRewards Credit Card
14.240%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.740%
$5,000
60 - 60
Personal Loan
13.740%
$0
60
Line of Credit Variable
16.740%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Billerica Municipal Employees Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Billerica Municipal Employees Credit Union
Website: https://www.billericamecu.com
Full Time Employees: 2Part Time Employees: 0 President: Paul Morris CEO: Joyce MacMillan Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
365 Boston Rd
Billerica, MA 01821 Phone Number: 978-667-2434 Fax Number: 978-670-6062 FinancialsTotal Assets:
23,966,454
Total Amount of Shares and Deposits:
19,898,178
Total Shares and Deposits < 1 Year:
19,651,038
Total Shares and Deposits 1 3 Years:
247,140
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
920,649
Total Uninsured Shares and Deposits > $250K (F+J):
920,649
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,977,529
Total Interest Expense (Sum of items 6 8):
263,045
Share Certificates:
278
Number of Accounts for Share Drafts:
171
IRA KEOGH Accounts:
5
Number of Accounts for Regular Shares:
1,411
Money Market Shares:
2
Net Income (unless the amount is already included in Undivided Earnings):
104,218
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,070,828
Total Liabilities:
19,935,399
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Billerica Municipal Employees Credit UnionIs a member application needed to join Billerica Municipal Employees Credit Union?Yes, to access services at Billerica Municipal Employees Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Billerica Municipal Employees Credit Union provides a range of mortgage and home equity products. Is Billerica Municipal Employees Credit Union a safe place to deposit money?Yes, Billerica Municipal Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Billerica Municipal Employees Credit Union offer online and mobile banking?Most modern institutions like Billerica Municipal Employees Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.35%, 6-month CD rates at 3.50% and 3-month CD rates at 1.41%. Savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 13.90%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to 
