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Bay Shore Credit Union Rates and Review January 2026

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Bay Shore Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 1.15% and 3-month CD rates at 0.35%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.10%. Credit Card rates are at 19.49%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates which you can compare to Bay Shore Credit Union rates.

Compare Bay Shore Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Bay Shore Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Bay Shore Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Bay Shore Credit Union? Share your experience about Bay Shore Credit Union by leaving a review below, or read customer reviews before you decide to use Bay Shore Credit Union.

Overall, Bay Shore Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bay Shore Credit Union
Bay Shore Credit Union Main
1514 Cleveland Ave
Marinette, WI 54143 3921
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD (Jumbo)
4.30%
$100,000
12-Month CD
4.00%
$10,000
36-Month CD
3.96%
$500
6-Month CD
3.79%
$1,000
18-Month CD
3.75%
$500
12-Month CD
3.75%
$1,000
36-Month CD
3.75%
$500
36-Month CD
3.70%
$1,500
60-Month CD
3.56%
$5,000
60-Month CD
3.28%
$500
36-Month CD
3.28%
$1,000
60-Month CD
3.25%
$500
12-Month CD
3.25%
$500
23-Month CD
3.25%
$1,000
6-Month CD
3.14%
$1,000
24-Month CD
3.00%
$1,000
36-Month CD
3.00%
$1,000
12-Month CD
2.53%
$2,500
36-Month CD
2.47%
$1,000
18-Month CD
2.22%
$1,000
48-Month CD
2.20%
$1,000
12-Month CD
2.15%
$100
36-Month CD
2.01%
$1,000
18-Month CD
1.51%
$1,000
Money Market
1.40%
$2,000
36-Month CD
1.35%
$1,000
24-Month CD
1.26%
$1,000
36-Month CD
1.10%
$1,000
12-Month CD
1.05%
$500
12-Month CD
1.00%
$1,000
48-Month CD
1.00%
$500
Savings
1.00%
$100
6-Month CD
1.00%
$500
48-Month CD
0.90%
$500
36-Month CD
0.90%
$500
3-Month CD
0.90%
$500
60-Month CD
0.70%
$1,000
60-Month CD
0.65%
$500
48-Month CD
0.60%
$2,500
36-Month CD
0.55%
$1,000
12-Month CD
0.50%
$1,000
Super NOW Checking
0.35%
$2,500
12-Month CD
0.35%
$1,000
24-Month CD
0.35%
$500
Money Market
0.35%
$1,000
Money Market
0.30%
$90,000
Savings
0.25%
$100
Regular Savings
0.15%
$50
Direct Checking
0.05%
$100
60-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30 year Fixed
6.000%
6.034%
0.000
30-Year Fixed
6.000%
6.048%
0.000
20-Year Fixed
6.125%
6.183%
0.000
30-Year Fixed
6.000%
6.058%
0.000
15-Year Fixed
5.625%
5.697%
0.000
6.750%
6.880%
0.000
15-Year Fixed
5.375%
5.580%
0.000
5.500%
6.004%
0.750
30 Year Fixed Jumbo
6.250%
6.263%
0.000
5.500%
5.786%
2.280
30-Year Fixed
6.000%
6.115%
0.000
15-Year Fixed
5.750%
5.977%
0.000
15-Year Fixed
5.750%
5.870%
0.000
6.000%
6.059%
0.000
5.500%
5.972%
0.000
5.375%
5.935%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.500%
6.086%
0.000
6.250%
6.389%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
6.125%
6.190%
0.000
5.875%
6.055%
0.000
10-Year Fixed
6.100%
6.433%
0.000
5.000%
5.055%
0.000
6.000%
6.090%
0.000
10 Year Fixed
5.500%
5.938%
0.000
5.500%
5.565%
0.000
10-Year Fixed
5.375%
5.540%
0.000
5.500%
5.591%
0.000
5.375%
5.475%
0.000
5.990%
6.290%
0.000
5.250%
5.534%
0.000
4.240%
7.689%
0.000
5.000%
5.068%
0.000
6.000%
6.226%
0.000
30 Year Fixed
5.750%
5.869%
0.000
5.250%
5.430%
0.359
5.500%
5.597%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
6.125%
6.266%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
5.250%
5.426%
0.500
5.625%
5.778%
0.000
5.625%
5.853%
0.000
5.500%
5.871%
0.000
5.625%
5.787%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
20 Year Fixed
7.125%
7.527%
0.000
10-Year Fixed
5.375%
5.473%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
8.900% - 13.900%
Based upon credit worthiness.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
9.990%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Preferred Student
17.990%
8.990% - 17.990%
Maximum limit of $30,000
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Crimson Rewards Card
13.740%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Access FCU Visa Gold
9.900%
Visa Platinum Credit Card
9.500% - 12.500%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
VISA Platinum without Rewards
7.900%
Visa Platinum Rewards
14.900%
Academic VISA® Gold
15.400%
Visa Signature® Cash Back
17.750%
Acadia Visa Credit Card
10.900%
No annual fee
9.990%
Credit Line $500-$7,000
Business Select Credit Card Mastercard
18.000%
Visa Classic Card
12.900%
No annual fee
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.700%
$0 - $10,000
60 - 60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Consolidation Loans
13.060%
$0
1 - 36
Personal Signature Loans
14.000%
$0
60
12.490%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Personal Loan
8.950%
$0
8.890%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
13.740%
$5,000
60 - 60
11.240% - 17.950%
$0
25 - 36
Personal Loan
11.000%
$0
1 - 12
10.990%
$0 - $10,000
60 - 60
10.890%
$0
60
Personal Loans Share Secured
5.990%
$0
48
9.900%
$0
Unsecured/Personal Loans
8.990%
$0
13.450%
$0
Next Step Loan
10.500%
$0
12.990%
$0
13 - 60
Personal Line of Credit
13.040%
$0
7.990%
$0 - $30,000
Bill Consolidation Loan
8.990%
$0
60
10.500%
$0 - $5,000
24 - 36
A+ Personal Loan
8.990%
$0
84
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Bay Shore Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Bay Shore Credit Union
Full Time Employees: 10
Part Time Employees: 0
President: Mitch Hubert
CEO: Vicki Carviou
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1514 Cleveland Ave
Marinette, WI 54143 3921
Phone Number: 715-732-0065
Fax Number: 715-732-2794

Financials

Total Assets:
46,043,038
Total Amount of Shares and Deposits:
36,767,063
Total Shares and Deposits < 1 Year:
35,855,489
Total Shares and Deposits 1 3 Years:
879,819
Total Shares and Deposits > 3 Years:
31,754
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,560,081
Total Uninsured Shares and Deposits > $250K (F+J):
1,560,081
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,206,982
Total Interest Expense (Sum of items 6 8):
181,534
Share Certificates:
205
Number of Accounts for Share Drafts:
1,706
IRA KEOGH Accounts:
125
Number of Accounts for Regular Shares:
4,225
Money Market Shares:
32
Net Income (unless the amount is already included in Undivided Earnings):
374,403
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,494,783
Total Liabilities:
37,673,096
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Bay Shore Credit Union

Is a member application needed to join Bay Shore Credit Union?

Yes, to access services at Bay Shore Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Bay Shore Credit Union provides a range of mortgage and home equity products.

Is Bay Shore Credit Union a safe place to deposit money?

Yes, Bay Shore Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Bay Shore Credit Union offer online and mobile banking?

Most modern institutions like Bay Shore Credit Union provide digital access including online balance checks and transfers.

Current Bay Shore Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions