AMHERST CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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  3. AMHERST Deposit Rates

AMHERST12-month CD rates can be found at 0.60%, 6-month CD rates at 4.12% and 3-month CD rates at 1.51%. Savings rates are at 1.91% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.94%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to AMHERST rates.

Compare AMHERST CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AMHERST savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

AMHERST money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AMHERST? Share your experience about AMHERST by leaving a review below, or read customer reviews before you decide to use AMHERST.

Overall, AMHERST is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Minden Exchange B&T Co.
Amherst FCU
6470 Main St
Williamsville, NY 14221 5851
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare AMHERST Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bread Financial
Bread Financial
High Yield Savings
4.25%
$100
The MINT National Bank
The MINT National Bank
12-Month CD
4.00%
$10,000
HomePride Bank
HomePride Bank
12-Month CD
3.91%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
7-Month CD
3.90%
$1,000
Bank of Edmonson County
Bank of Edmonson County
12-Month CD
3.85%
$500
Bank Midwest
Bank Midwest
60-Month CD
3.85%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
18-Month CD
3.55%
$100
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
12-Month CD
3.50%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
24-Month CD
3.50%
$5,000
CorTrust Bank
CorTrust Bank
3-Month CD
3.50%
$2,500
Beal Bank
Beal Bank
60-Month CD
3.45%
$1,000
First Shore Federal S&L
First Shore Federal S&L
18-Month CD
3.25%
$500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
48-Month CD
3.23%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
36-Month CD
3.03%
$500
United Valley Bank
United Valley Bank
36-Month CD
3.00%
$500
Empire State Bank
Empire State Bank
60-Month CD
3.00%
$1,000
SaviBank
SaviBank
12-Month CD
3.00%
$500
Ambler Savings Bank
Ambler Savings Bank
24-Month CD
3.00%
$1,000
Seasons Federal Credit Union
Seasons Federal Credit Union
12-Month CD
2.50%
$1,000
Bank of Zachary
Bank of Zachary
60-Month CD
2.50%
$2,500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Personal Money Market
2.35%
$2,500
Bank of Hillsboro
Bank of Hillsboro
30-Month CD
2.07%
$1,000
The Fountain Trust Company
The Fountain Trust Company
Fountain Fund Money Market
2.02%
$2,500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Money Market
1.92%
$2,500
802 Credit Union
802 Credit Union
6-Month CD
1.90%
$500
QNB Bank
QNB Bank
Personal Online Savings
1.70%
$5
Walden Savings Bank
Walden Savings Bank
36-Month CD
1.65%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
Prevail Bank
Prevail Bank
18-Month CD
1.10%
$1,000
Bellevue State Bank
Bellevue State Bank
60-Month CD
1.10%
$5,000
Ascendia Bank
Ascendia Bank
60-Month CD
1.00%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
48-Month CD
0.85%
$0
Gainey Business Bank
Gainey Business Bank
Money Market
0.85%
$1,500
Abri Credit Union
Abri Credit Union
Premier Money Market
0.85%
$2,000
Forte Bank
Forte Bank
6-Month CD
0.75%
$1,000
Colonial Savings, F.A.
Colonial Savings, F.A.
Statement Savings
0.50%
$50
Beardstown Savings
Beardstown Savings
Money Market
0.50%
$10,000
Buena Vista National Bank
Buena Vista National Bank
Money Market
0.45%
$50,000
Grand Rapids SB
Grand Rapids SB
36-Month CD
0.45%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
Platinum Checking
0.35%
$5,000
FSB of Forrest
FSB of Forrest
Regular Savings
0.25%
$0
Home Loan State Bank
Home Loan State Bank
Savings
0.25%
$100
The Andover Bank
The Andover Bank
18-Month CD
0.25%
$1,000
WaFd Bank
WaFd Bank
48-Month CD
0.25%
$1,000
American Savings Bank, FSB
American Savings Bank, FSB
24-Month CD
0.25%
$1,000
Community Bank of Elmhurst
Community Bank of Elmhurst
48-Month CD
0.20%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
NOW Checking
0.10%
$0
Ponce Bank
Ponce Bank
Money Market
0.10%
$1
The Peoples S&L Co.
The Peoples S&L Co.
Money Market
0.05%
$2,500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Business Sweep Savings
0.03%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare AMHERST Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.625%
5.682%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.500%
5.693%
0.625
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.500%
5.770%
0.000
M&T Bank
M&T Bank
15-Year Fixed
5.750%
5.824%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
5.750%
5.869%
0.000
Phoenixville Federal B&T
15-Year Fixed
5.875%
5.984%
0.125
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
5.875%
6.027%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.000%
6.107%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.168%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
20-Year Fixed
6.125%
6.250%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
30-Year Fixed
6.250%
6.302%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare AMHERST Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare AMHERST Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have AMHERST rate data right now, check back for updates, we are adding rates all the time.

AMHERST Information

Credit Union Name: AMHERST
Full Time Employees: 7
Part Time Employees: 0
President: James Fregelette
CEO: Keri Walczyk
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
6470 Main St
Williamsville, NY 14221 5851
Phone Number: 716-634-3881
Fax Number: 716-634-1272

AMHERST Financials

Total Assets:
40,301,839
Total Amount of Shares and Deposits:
36,901,273
Total Shares and Deposits < 1 Year:
36,513,680
Total Shares and Deposits 1 3 Years:
224,770
Total Shares and Deposits > 3 Years:
162,822
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
942,650
Total Uninsured Shares and Deposits > $250K (F+J):
942,650
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,958,623
Total Interest Expense (Sum of items 6 8):
29,439
Share Certificates:
185
Number of Accounts for Share Drafts:
1,773
IRA KEOGH Accounts:
76
Number of Accounts for Regular Shares:
4,336
Net Income (unless the amount is already included in Undivided Earnings):
64,929
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,166,389
Total Liabilities:
36,927,755
Show More

AMHERST Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

weekly-mortgage-rates-updated-may-25-2009Longer term mortgage rates were mixed last week, 30-year mortgage rates were up while 15-year rates continued to go down.  The most pronounced decrease on 15 year mortgages was the 15-year jumbo fixed rate mortgage. Rates declined from 6.01 percent to 5.87 percent.
2012 will go down as the year that homes were the most affordable ever according to the National Association of Realtors (NAR) Home Affordability Index. For those who can actually get a mortgage loan, record low mortgage rates and declines in home prices over the past several years have made homes more affordable than ever.
Several banks lowered CD rates on 12 month certificates of deposit over the past several weeks as 2012 comes to an end. The highest CD rates on our 12 month rate list just two weeks ago were at 1.10 percent (APY 1.11%), now the best CD rates on our 12 month rates list are 5 basis points less at 1.05 percent (APY 1.06%). The current national average 12 month CD rate is lower averaging 0.71 percent.

Bank or Credit Union Offers and Deals

Mortgage Rates: Fixed Mortgage Rates Up Slightly, 30 Year Mortgage Rates at 4.60%, 15 Year Mortgage Rates at 3.99%
Top Savings Account Rates Above 1.00%
CD Rates: Average Rates on Certificates of Deposit Decline Again This Week
Manville Area FCU Short Term CD Rates
AmTrust Direct Savings Account and Money Market Account
Slew of CD Rate Changes from Banks Prior to the Fed Funds Rate Increase
Mortgage Rates Sunday February 13, 2011: 30 Year Mortgage Rates Just Above 5.00%
Champion Bank CD Rates
Mortgage Rates: 30 Year Mortgage Rates Decrease to 4.95% 15 Year Mortgage Rates Decrease to 4.34%
Mortgage Rates Near All Time Low

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Near Historic Lows: 30 Year Mortgage Rates at 4.72%, 15 Year Mortgage Rates at 4.17%
Latest Mortgage Rates
Lowest Mortgage Rate at 1.99% from Third Federal Savings and Loan
Eastern Bank CD Rates: Highest Rate at 5.27% APY
First Internet Bank CD Rates: 5.06% APY 12-Month Certificate of Deposit
Mortgage Rates Mixed Today 4/22 as More Americans are Pessimistic about the Economy: 30 Year Mortgage Rates at 4.86%
Tinker Federal Credit Union CD Rates
CD Rates and Treasury Yields Stable This Week: Best 1 Year CD Rates at 1.05% APY, 12 Month Treasury Yields at 0.12%
Home Buyer Tax Credit Extended and Expanded by The Senate
Record Low Mortgage Rates are History as Fixed Rates Soar 50 Basis Points

AMHERST Reviews

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