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Americas Christian Credit Union Rates & Review June 2026

You can compare Americas Christian Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.93%, 6-month share certificate rates at 0.00% and 3-month share certificate rates at 0.50%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 7.13%. All these rates can be compared to Americas Christian Credit Union rates. MonitorBankRates evaluates the financial stability of Americas Christian Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.46%. Rates were last updated on 06/18/2026.

Americas Christian Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Americas Christian Credit Union? Share your experience about Americas Christian Credit Union by leaving a review below, or read customer reviews before you decide to use Americas Christian Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.46%
Excellent Lower than avg
Americas Christian Credit Union
Americas Christian Credit Union
2100 E Route 66 Ste 100
Glendora, CA 91740 4623
https://www.americaschristiancu.com
Member NCUA

Current Rate Availability

We do not have Americas Christian Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Americas Christian Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Americas Christian Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Americas Christian Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Americas Christian Credit Union
Address 2100 E Route 66 Ste 100, Glendora, CA 91740 4623
Phone 800-343-6328
Fax 626-208-5416
President Geoffrey Fellows
CEO Vicki VannBerstein
Full-Time Employees 92
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.46%
Return on Assets (ROA)
0.6243%
Return on Equity (ROE)
6.9440%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
770,360,206
Total Amount of Shares and Deposits
677,968,078
Total Shares and Deposits < 1 Year
591,501,332
Total Shares and Deposits 1 3 Years
73,732,014
Total Shares and Deposits > 3 Years
12,734,733
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
188,926,757
Total Uninsured Shares and Deposits > $250K (F+J)
188,926,757
Total Insured Shares and Deposits > $250K (item 17 less item K)
489,041,321
Total Interest Expense (Sum of items 6 8)
12,684,525
Share Certificates
2,431
Number of Accounts for Share Drafts
113,877
IRA KEOGH Accounts
582
Number of Accounts for Regular Shares
13,186
Non Member Deposits
153
Money Market Shares
556
Net Income (unless the amount is already included in Undivided Earnings)
4,808,983
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
73,495,774
Total Liabilities
711,049,059
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Americas Christian Credit Union

How many branches does Americas Christian Credit Union operate?

Americas Christian Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Americas Christian Credit Union?

Yes, to access services at Americas Christian Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Americas Christian Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Americas Christian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Americas Christian Credit Union offer online and mobile banking?

Most modern institutions like Americas Christian Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americaschristiancu.com.