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West Aircomm Federal Credit Union Rates & Review September 2026

West Aircomm Federal Credit Union's top rates as of September 25, 2026 are 0.25% APY on money market accounts, personal loans from 7.99% APR, and credit cards from 9.50% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of West Aircomm Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.34%. Rates last updated and verified on 09/25/2026.

West Aircomm Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Aircomm Federal Credit Union? Share your experience about West Aircomm Federal Credit Union by leaving a review below, or read customer reviews before you decide to use West Aircomm Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.34%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
West Aircomm Federal Credit Union
West-Aircomm Federal Credit Union
485 Buffalo St
Beaver, PA 15009-2058
https://www.westaircomm.com
Member NCUA
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

West Aircomm Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 0.75%
Rate History
No change since Sep 17, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 17, 2026: 0.75% APYSep 17, 2026Sep 28, 2026
Min Balance $100,000
Details Interest calculated by daily balance. Compounded and paid monthly. 6 total withdrawals per month. A maximum of 3 of those 6 withdrawals may be by check.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Money Market - 0.55%
Rate History
No change since Sep 17, 2026 · 0.55% APY · checked 3 times
0.05%0.55%1.05%Sep 17, 2026: 0.55% APYSep 17, 2026Sep 28, 2026
Min Balance $50,000
Details Interest calculated by daily balance. Compounded and paid monthly. 6 total withdrawals per month. A maximum of 3 of those 6 withdrawals may be by check.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Money Market - 0.45%
Rate History
No change since Sep 17, 2026 · 0.45% APY · checked 3 times
0.00%0.48%0.95%Sep 17, 2026: 0.45% APYSep 17, 2026Sep 28, 2026
Min Balance $10,000
Details Interest calculated by daily balance. Compounded and paid monthly. 6 total withdrawals per month. A maximum of 3 of those 6 withdrawals may be by check.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Money Market - 0.35%
Rate History
No change since Sep 17, 2026 · 0.35% APY · checked 3 times
0.00%0.43%0.85%Sep 17, 2026: 0.35% APYSep 17, 2026Sep 28, 2026
Min Balance $2,000
Details Interest calculated by daily balance. Compounded and paid monthly. 6 total withdrawals per month. A maximum of 3 of those 6 withdrawals may be by check.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Money Market - 0.25%
Rate History
No change since Sep 17, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 17, 2026: 0.25% APYSep 17, 2026Sep 28, 2026
Min Balance $100
Details Interest calculated by daily balance. Compounded and paid monthly. 6 total withdrawals per month. A maximum of 3 of those 6 withdrawals may be by check.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%

West Aircomm Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 5.49% 60 months
Rate History
No change since Sep 12, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Sep 12, 2026: 5.49% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Home Equity - - 5.74% 120 months
Rate History
No change since Sep 12, 2026 · 5.74% APR · checked 4 times
5.24%5.74%6.24%Sep 12, 2026: 5.74% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Home Equity - - 5.99% 180 months
Rate History
No change since Sep 12, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 12, 2026: 5.99% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Home Equity Loan - - 7.74% up to 15 years
Rate History
1 change since Sep 12, 2026 · 5.99% → 7.74% ▲ 1.75 pts · high 7.74% / low 5.99%
4.24%6.87%9.49%Sep 12, 2026: 5.99% APRSep 18, 2026: 7.74% APRSep 12, 2026Sep 28, 2026
  • Sep 18, 20267.74%▲ from 5.99%
  • Sep 12, 20265.99%first recorded
Details As low as 7.74% for any term up to 15 years. Rates include a .25% discount when set up on auto-pay. Property insurance required. Title insurance and appraisal may be required. Up to 90% LTV. Other rates and terms available. Subject to WAC's underwriting standards. No closing costs on loans over $75,000. Discounted closing costs on loans less than $75,000. First Position Lien Only.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%

West Aircomm Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle (2025-2026) less than 20,000 miles Loan - - 4.99% 60 months
Rate History
No change since Sep 12, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 12, 2026: 4.99% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Vehicle (2019-2025) Loan - - 4.99% 36 months
Rate History
No change since Sep 12, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 12, 2026: 4.99% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
New Vehicle (2025-2026) less than 20,000 miles Loan - - 5.24% 72 months
Rate History
No change since Sep 12, 2026 · 5.24% APR · checked 3 times
4.74%5.24%5.74%Sep 12, 2026: 5.24% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Vehicle (2019-2025) Loan - - 5.24% 60 months
Rate History
No change since Sep 12, 2026 · 5.24% APR · checked 3 times
4.74%5.24%5.74%Sep 12, 2026: 5.24% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Vehicle (2019-2025) Loan - - 5.49% 72 months
Rate History
No change since Sep 12, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 12, 2026: 5.49% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Vehicle (older than 2018) Loan - - 5.99% 60 months
Rate History
No change since Sep 12, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 12, 2026: 5.99% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%

West Aircomm Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boats (2022-2026) Loan - 7.24% 60 months
Rate History
No change since Sep 12, 2026 · 7.24% APR · checked 3 times
6.74%7.24%7.74%Sep 12, 2026: 7.24% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
New Recreational Vehicle (2022-2026) Loan - 7.24% 60 months
Rate History
No change since Sep 12, 2026 · 7.24% APR · checked 3 times
6.74%7.24%7.74%Sep 12, 2026: 7.24% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Motorcycle (2025-2026) Loan - 7.50% 60 months
Rate History
No change since Sep 12, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Sep 12, 2026: 7.50% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
New Boats (2022-2026) Loan - 7.50% 84 months
Rate History
No change since Sep 12, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Sep 12, 2026: 7.50% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
New Recreational Vehicle (2022-2026) Loan - 7.50% 84 months
Rate History
No change since Sep 12, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Sep 12, 2026: 7.50% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Motorcycle (2025-2026) Loan - 7.75% 72 months
Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Sep 12, 2026: 7.75% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
New Recreational Vehicle (2022-2026) Loan - 7.75% 120 months
Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Sep 12, 2026: 7.75% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Boats Loan - 8.24% 60 months
Rate History
No change since Sep 12, 2026 · 8.24% APR · checked 4 times
7.74%8.24%8.74%Sep 12, 2026: 8.24% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Motorcycle (older than 2024) Loan - 8.24% 60 months
Rate History
No change since Sep 12, 2026 · 8.24% APR · checked 3 times
7.74%8.24%8.74%Sep 12, 2026: 8.24% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Recreational Vehicle Loan - 8.24% 60 months
Rate History
No change since Sep 12, 2026 · 8.24% APR · checked 4 times
7.74%8.24%8.74%Sep 12, 2026: 8.24% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Boats Loan - 8.50% 84 months
Rate History
No change since Sep 12, 2026 · 8.50% APR · checked 4 times
8.00%8.50%9.00%Sep 12, 2026: 8.50% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Used Recreational Vehicle Loan - 8.50% 84 months
Rate History
No change since Sep 12, 2026 · 8.50% APR · checked 4 times
8.00%8.50%9.00%Sep 12, 2026: 8.50% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%

West Aircomm Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 9.50%
Rate History
No change since Sep 12, 2026 · 9.50% APR · checked 4 times
9.00%9.50%10.00%Sep 12, 2026: 9.50% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%

West Aircomm Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan Special 7.99% 18-48 months
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 12, 2026: 7.99% APRSep 12, 2026Sep 28, 2026
Details ***
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Signature Loan 9.99% 36 months
Rate History
No change since Sep 12, 2026 · 9.99% APR · checked 4 times
9.49%9.99%10.49%Sep 12, 2026: 9.99% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Signature Loan 10.49% 48 months
Rate History
No change since Sep 12, 2026 · 10.49% APR · checked 4 times
9.99%10.49%10.99%Sep 12, 2026: 10.49% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%
Signature Loan 11.49% 60 months
Rate History
No change since Sep 12, 2026 · 11.49% APR · checked 4 times
10.99%11.49%11.99%Sep 12, 2026: 11.49% APRSep 12, 2026Sep 28, 2026
No additional details.
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%

West Aircomm Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Home Equity Line of Credit - - 2.99% 12 months
Rate History
No change since Sep 12, 2026 · 2.99% APR · checked 4 times
2.49%2.99%3.49%Sep 12, 2026: 2.99% APRSep 12, 2026Sep 28, 2026
Last Updated 09/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.34%

Financial Health History

West Aircomm Federal Credit Union’s Texas Ratio rose from 5.45% in Q3 2023 to 9.34% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.45% A+ Q3 2023 A Q4 2023 A+ Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 9.34% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$376M9.34%5.0A
March 31, 2026$375M12.09%5.0A
December 31, 2025$366M12.23%5.0A
September 30, 2025$365M11.51%5.0A
June 30, 2025$367M11.33%5.0A
March 31, 2025$366M10.53%5.0A
December 31, 2024$358M9.00%5.0A
September 30, 2024$353M10.51%5.0A
June 30, 2024$351M7.38%5.0A
March 31, 2024$343M4.14%5.0A+
December 31, 2023$330M7.36%5.0A
September 30, 2023$327M5.45%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for West Aircomm Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather West Aircomm Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with West Aircomm Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name West Aircomm Federal Credit Union
Address 485 Buffalo St, Beaver, PA 15009-2058
Phone 724-775-6640
Fax 724-775-9650
President Phillip Pietrandrea
CEO Scott Brunner
Full-Time Employees 45
Part-Time Employees 3
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.34%
Return on Assets (ROA)
0.5565%
Return on Equity (ROE)
4.4789%
Non-Performing Loans Ratio (NPL)
1.90%
Total Assets
375,684,351
Total Amount of Shares and Deposits
332,615,292
Total Shares and Deposits < 1 Year
322,278,629
Total Shares and Deposits 1 3 Years
10,336,663
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,713,988
Total Uninsured Shares and Deposits > $250K (F+J)
31,713,988
Total Insured Shares and Deposits > $250K (item 17 less item K)
300,901,304
Total Interest Expense (Sum of items 6 8)
2,458,913
Share Certificates
3,238
Number of Accounts for Share Drafts
10,213
IRA KEOGH Accounts
1,123
Number of Accounts for Regular Shares
23,520
Money Market Shares
1,233
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
37,819,876
Total Liabilities
329,010,006
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

West Aircomm Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/credit-unions/west-aircomm-federal-credit-union-rates-review-6233">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for West Aircomm Federal Credit Union yet. Feel free to create one below.
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Total Reviews
0
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Frequently Asked Questions About West Aircomm Federal Credit Union

How many branches does West Aircomm Federal Credit Union operate?

West Aircomm Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join West Aircomm Federal Credit Union?

Yes, to access services at West Aircomm Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, West Aircomm Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, West Aircomm Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does West Aircomm Federal Credit Union offer online and mobile banking?

Most modern institutions like West Aircomm Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westaircomm.com.

Current West Aircomm Federal Credit Union Rates

  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.