Acadiana Medical Federal Credit Union Rates and Review March 2026

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Acadiana Medical Federal Credit UnionYou can compare Acadiana Medical Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.50%, 6-month share certificate rates at 4.00% and 3-month share certificate rates at 3.01%. Savings rates are at 0.10% and money market rates are at 1.16%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates, and more, can be found in our database of rates which you can compare to Acadiana Medical Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Acadiana Medical Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 03/08/2026.

Acadiana Medical Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Acadiana Medical Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Acadiana Medical Federal Credit Union Texas Ratio

Acadiana Medical Federal Credit Union's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Acadiana Medical Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. A 0.00% ratio is the best possible score. It indicates that Acadiana Medical Federal Credit Union currently has zero non-performing assets or foreclosed properties on its books.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

Acadiana Medical Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Acadiana Medical Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 100/100

Acadiana Medical Federal Credit Union has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/08/2026

Acadiana Medical Federal Credit Union
Acadiana Medical Federal Cerdit Union
702 Saint Landry St
Lafayette, LA 70506
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

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Current Rate Availability

We do not have Acadiana Medical Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Acadiana Medical Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Acadiana Medical Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Acadiana Medical Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Acadiana Medical Federal Credit Union
Full Time Employees: 4
Part Time Employees: 2
President: Linda Peters
CEO: Pauline Miller
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
702 Saint Landry St
Lafayette, LA 70506
Phone Number: 337-289-2740
Fax Number: 337-289-4744

Financials

MonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
1.4937%
Return on Equity (ROE):
6.0631%
Non-Performing Loans Ratio (NPL):
0.00%
Total Assets:
13,504,340
Total Amount of Shares and Deposits:
10,138,528
Total Shares and Deposits < 1 Year:
10,138,528
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,138,528
Total Interest Expense (Sum of items 6 8):
9,321
Number of Accounts for Share Drafts:
306
Number of Accounts for Regular Shares:
2,006
Net Income (unless the amount is already included in Undivided Earnings):
201,719
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
811,739
Total Liabilities:
10,177,344
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Acadiana Medical Federal Credit Union

Is a member application needed to join Acadiana Medical Federal Credit Union?

Yes, to access services at Acadiana Medical Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Acadiana Medical Federal Credit Union provides a range of mortgage and home equity products.

Is Acadiana Medical Federal Credit Union a safe place to deposit money?

Yes, Acadiana Medical Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Acadiana Medical Federal Credit Union offer online and mobile banking?

Most modern institutions like Acadiana Medical Federal Credit Union provide digital access including online balance checks and transfers.

Current Acadiana Medical Federal Credit Union Rates

ProductAPY

Rates subject to change.