2 Rivers Area Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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2 Rivers Area Credit Union's 12-Month CD rates are at 2.25%. 2 Rivers Area Credit Union's savings rates are at 0.25%. 2 Rivers Area Credit Union's Personal Loan Rates are at 10.00.

2 Rivers Area Credit Union

Compare 2 Rivers Area Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 2 Rivers Area Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

2 Rivers Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 2 Rivers Area Credit Union? Share your experience about 2 Rivers Area Credit Union by leaving a review below, or read customer reviews before you decide to use 2 Rivers Area Credit Union.

Overall, 2 Rivers Area Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
10.00%
2 Rivers Area Credit Union
2 Rivers Area Credit Union
296 W Jeffery St
Kankakee, IL 60901
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 2 Rivers Area Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Kasasa Checking
6.00%
$0
HomePride Bank
HomePride Bank
Kasasa Checking
5.38%
$50
Raymond James
48-Month CD
4.25%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
12-Month CD
4.11%
$250
Blue Foundry Bank
Blue Foundry Bank
Blue Axis Edge Savings
4.00%
$5
Ixonia Bank
Ixonia Bank
6-Month CD
3.90%
$1,000
Murphy Bank
Murphy Bank
6-Month CD
3.80%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
48-Month CD
3.68%
$500
Bank of Franklin County
Bank of Franklin County
60-Month CD
3.65%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Companion Savings
3.50%
$10
Merchants Bank of Indiana
Merchants Bank of Indiana
24-Month CD
3.37%
$1,000
Foresight Bank
Foresight Bank
36-Month CD
3.34%
$500
The Berkshire Bank
The Berkshire Bank
12-Month CD
3.30%
$10,000
First National Bank of Hutchinson
First National Bank of Hutchinson
24-Month CD
3.28%
$5,000
First County Bank
First County Bank
24-Month CD
3.25%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
24-Month CD (Jumbo)
3.20%
$100,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
36-Month CD
3.03%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
36-Month CD
3.03%
$1,000
New Market Bank
New Market Bank
18-Month CD
3.01%
$500
Charter Bank TX
Charter Bank TX
60-Month CD
3.00%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
18-Month CD
3.00%
$1,000
First National Bank of Hutchinson
First National Bank of Hutchinson
60-Month CD
2.97%
$5,000
Achieva Credit Union
Achieva Credit Union
24-Month CD
2.90%
$500
Cleveland State Bank
Cleveland State Bank
36-Month CD
2.52%
$1,000
Benton State Bank
Benton State Bank
24-Month CD
2.52%
$500
Range Bank
Range Bank
12-Month CD
2.50%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
24-Month CD
2.36%
$1,000
Main Bank
Main Bank
36-Month CD
2.25%
$1,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
12-Month CD
2.25%
$1,000
Portage Community Bank
Portage Community Bank
48-Month CD
2.00%
$1,000
First State Bank of Porter
First State Bank of Porter
24-Month CD (Jumbo)
1.81%
$100,000
FNB Community Bank
FNB Community Bank
18-Month CD
1.76%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
12-Month CD
1.65%
$500
FNB of Pandora
FNB of Pandora
36-Month CD
1.51%
$1,000
Highland Bank
Highland Bank
60-Month CD
1.30%
$1,000
Midland Community Bank
Midland Community Bank
60-Month CD
1.26%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
36-Month CD
1.25%
$1,000
Roxboro Savings Bank
48-Month CD
0.80%
$500
Pineries Bank
Pineries Bank
Money Market
0.75%
$1,000
HTLF Bank
HTLF Bank
24-Month CD
0.60%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
24-Month CD
0.50%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
50+ Interest Checking
0.30%
$50
OneUnited Bank
OneUnited Bank
24-Month CD
0.30%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
24-Month CD
0.25%
$1,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Share Savings
0.25%
$5
Central Bank Provo, UT
Central Bank Provo, UT
Savings
0.15%
$100
La Salle State Bank
La Salle State Bank
Statement Savings
0.15%
$10
BankPlus
BankPlus
6-Month CD
0.15%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
Statement Savings
0.10%
$25
Superior National Bank
Superior National Bank
Business Savings
0.05%
$100
Beardstown Savings
Beardstown Savings
NOW Checking
0.05%
$1
GSB Guilford Savings Bank
Mutual Interest Money Market
0.02%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 2 Rivers Area Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.300%
5.390%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.250%
5.615%
1.750
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.500%
5.677%
0.500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
5.750%
5.881%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.118%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.000%
6.119%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.127%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.000%
6.162%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.000%
6.164%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.125%
6.191%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.196%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.000%
6.230%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.242%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.250%
6.251%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
15-Year Fixed
6.250%
6.252%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.125%
6.288%
1.375
1st United Credit Union
1st United Credit Union
7/1 ARM
6.250%
6.292%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.875%
6.304%
0.250
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.750%
6.360%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 2 Rivers Area Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 2 Rivers Area Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

2 Rivers Area Credit Union Information

Credit Union Name: 2 Rivers Area Credit Union
Full Time Employees: 6
Part Time Employees: 1
President: Mary Westover
CEO: Danita Swanson
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
296 W Jeffery St
Kankakee, IL 60901
Phone Number: 815-935-2270
Fax Number: 815-935-1310

2 Rivers Area Credit Union Financials

Total Assets:
25,087,498
Total Amount of Shares and Deposits:
21,727,239
Total Shares and Deposits < 1 Year:
21,727,239
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
536,991
Total Uninsured Shares and Deposits > $250K (F+J):
536,991
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,190,248
Total Interest Expense (Sum of items 6 8):
21,662
Share Certificates:
88
Number of Accounts for Share Drafts:
2,327
IRA KEOGH Accounts:
64
Number of Accounts for Regular Shares:
4,083
All other shares:
702
Net Income (unless the amount is already included in Undivided Earnings):
10,573
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,140,634
Total Liabilities:
22,333,067
Show More

2 Rivers Area Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Alabama Credit Union (ACU) has several different savings account rates and money market account rates. The credit union's best rate is on their Daily Money Market Account Rate for account balances of $100,000 or more. The current rate is 1.50 percent with an annual percentage yield (APY) of 1.51 percent.
The Federal Open Market Committee had their September two day meeting last week and kept the target range for the federal funds rate at 0 to 1/4 percent and extend their highly accommodating stance of monetary policy from the end of 2014 until the middle of 2015. What his means for holders of interest bearing assets, like certificates of deposit is these low current CD rates will remain low until the middle of 2015 and possibly into 2016 if the economy doesn't pick up steam and inflation remains very low.
The largest meteor to hit the earth in over 100 years fell in Western Siberia this week, causing a tremendous amount of damage primarily due to the sonic boom the meteor created. Thankfully, no deaths were reported though 1,200 people were injured and there was a great deal of property damage.

Bank or Credit Union Offers and Deals

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Nationwide Bank Mortgage Rates - 15 Year Rates at 3.00 Percent
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