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Other 1.75% APY

Credit Card: 1.75% APR on My Choice, My Choice Plus, My Preferred, and My Preferred Plus VISA® Credit Card at Heritage Federal Credit Union

Posted by MBR Editor · Aug 9, 2026 · for Heritage Federal Credit Union
Heritage Federal Credit Union is currently offering 1.75% APR on its My Choice, My Choice Plus, My Preferred, and My Preferred Plus VISA® Credit Card. Term: 6 billing cycles. Details: Intro rate for purchases. Balance transfers: 0% APR for 6 billing cycles (excludes Heritage FCU funds and must be balance transfers outside of the credit union). After the first 6 billing cycles, the rate will convert to a variable APR between 10.25% and 18.00%. Balance transfers after the promotional period may be subject to a fee up to 4.00% of the amount transferred with a minimum of $10. On each foreign transaction, there is a fee of 1.00% of the transaction amount. Variable APR. Informat... Posted by MBR Editor as part of our weekly best-rates roundup. Verify current rates with the institution directly.

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