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Best Banks & Checking Accounts in Trends, Rhode Island - June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: June 16, 2026

The best checking rates for Trends, Rhode Island include Navigant Credit UnionNavigant Credit UnionA+5.0 ★Texas Ratio: 4.08% Journey Rewards Checking at 3.00% APY, Bank5 ConnectBank5 ConnectA+5.0 ★Texas Ratio: 1.34% Connect Checking at 2.00% APY, Greenwood Credit UnionGreenwood Credit UnionA+5.0 ★Texas Ratio: 3.39% Greenwood Interest Checking at 0.25% APY, BankNewportBankNewportA+5.0 ★Texas Ratio: 3.06% BN Premium Checking at 0.05% APY, and Dime BankDime BankA+5.0 ★Texas Ratio: 1.01% Money Management Checking Account at 0.05% APY. Checking account rates as of June 16, 2026 according to verified data from MonitorBankRates.

Trends is a smaller community with no bank or credit union branches currently in our database. 7 institutions serving the Rhode Island area are available to Trends residents, with checking rates as high as 3.00% APY from Navigant Credit Union. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, Rhode Island. Checking Account Rates Last Updated and Verified: June 16, 2026

Compare Checking Account Rates Today in Trends, Rhode Island & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Navigant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
Journey Rewards Checking
3.00%
$0
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Connect Checking
2.00%
$10
View
▼
Rate1.98%
Min Deposit$10
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Greenwood Interest Checking
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Business Relationship Checking
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Navigant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
Relationship Checking
0.15%
$0
View
▼
Rate0.14%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
BN Premium Checking
0.05%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedJun 16, 2026
Details

Interest Bearing with Minimum $2K Balance1; First Two Monthly Maintenance Fees Waived; No Fee Inbound Wire Transfers; Unlimited Domestic and International ATM Rebates; Premium Money Market Account Offering; Mortgage Discounts on Closing Costs2

Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Money Management Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Qualifying balance up to $249,999.99

Navigant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
Personal Checking
0.05%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Cranston Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

APY* 0.05%

Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Money Management Checking Account
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

Qualifying balance up to $24,999.99

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Premier Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Small Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Navigant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
Journey Rewards Checking
3.00%
$0
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Connect Checking
2.00%
$10
View
▼
Rate1.98%
Min Deposit$10
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Greenwood Interest Checking
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
BN Premium Checking
0.05%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedJun 16, 2026
Details

Interest Bearing with Minimum $2K Balance1; First Two Monthly Maintenance Fees Waived; No Fee Inbound Wire Transfers; Unlimited Domestic and International ATM Rebates; Premium Money Market Account Offering; Mortgage Discounts on Closing Costs2

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Navigant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
Journey Rewards Checking
3.00%
$0
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

No Free Checking accounts found at this time.
No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Business Relationship Checking
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Small Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details

No additional details provided.

Trends, RI Checking Rate Trends

Compare local Trends, RI checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Rhode Island Checking Trends →
High-Yield Checking — RI Avg
1.848%
▼ 0.318 vs 7 days ago

Rhode Island high-yield checking rates fell 0.318 points over the past 7 days to 1.848% APY.

Free Checking — RI Avg
0.431%
▼ 0.893 vs 7 days ago

Rhode Island free checking rates fell 0.893 points over the past 7 days to 0.431% APY.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, Rhode Island directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, Rhode Island. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in RI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Trends, Rhode Island earn interest?

Most traditional local checking accounts in Trends, Rhode Island earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Trends, Rhode Island FDIC insured?

Yes. Legitimate banks with branches in Trends, Rhode Island are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Trends, Rhode Island

Based on our current data, some of the highest checking account APYs available to residents of Trends, Rhode Island include:
  • Navigant Credit Union
    Journey Rewards Checking — 3.00% APY
  • Bank5 Connect
    Connect Checking — 2.00% APY
  • Greenwood Credit Union
    Greenwood Interest Checking — 0.25% APY
  • BankNewport
    BN Premium Checking — 0.05% APY
  • Dime Bank
    Money Management Checking Account — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Trends, Rhode Island. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: June 16, 2026

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