Best Banks & Checking Accounts in Trends, North Dakota - August 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best checking rates for Trends, North Dakota include Dakota Plains Credit UnionDakota Plains Credit UnionA5.0 ★Texas Ratio: 7.91% Kasasa Cash Checking at 5.00% APY, Dakota West Credit UnionDakota West Credit UnionA5.0 ★Texas Ratio: 9.93% Kasasa Cash Checking at 5.00% APY, Magnifi Financial Credit UnionMagnifi Financial Credit UnionA+5.0 ★Texas Ratio: 3.17% High-Yield Checking at 3.50% APY, Capital Credit UnionCapital Credit UnionA5.0 ★Texas Ratio: 10.54% Classic Checking at 3.04% APY, and First Community Credit Union Jamestown, NDFirst Community Credit Union Jamestown, NDA+5.0 ★Texas Ratio: 4.92% Kasasa Cash Checking at 2.50% APY. Checking account rates as of August 28, 2026 according to verified data from MonitorBankRates.
Trends is a smaller community with no bank or credit union branches currently in our database. 20 institutions serving the North Dakota area are available to Trends residents, with checking rates as high as 5.00% APY from Dakota Plains Credit Union. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, North Dakota. Checking Account Rates Last Updated and Verified: August 28, 2026
Compare Checking Account Rates Today in Trends, North Dakota & the Surrounding Area
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required; balances up to $25,000 receive APY of 5.0%; and balances over $25,000 earn 0.15% dividend rate on the portion of balance over $25,000, resulting in a range from 5.0% to .82% APY depending on the account's balance and you will receive reimbursements up to an aggregate total of $15.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified.
Qualifications Required; Qualifying balance up to $25000.00
Qualifications Required; Qualifying balance up to $20,000.00
Interest earned on entire balance when minimum is maintained.
Qualifications Required: 2.50% to 0.62%
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Not Met
No additional details provided.
No additional details provided.
No additional details provided.
All amounts
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required; balances up to $25,000 receive APY of 5.0%; and balances over $25,000 earn 0.15% dividend rate on the portion of balance over $25,000, resulting in a range from 5.0% to .82% APY depending on the account's balance and you will receive reimbursements up to an aggregate total of $15.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified.
Qualifications Required; Qualifying balance up to $25000.00
Qualifications Required; Qualifying balance up to $20,000.00
Interest earned on entire balance when minimum is maintained.
Qualifications Required: 2.50% to 0.62%
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required; balances up to $25,000 receive APY of 5.0%; and balances over $25,000 earn 0.15% dividend rate on the portion of balance over $25,000, resulting in a range from 5.0% to .82% APY depending on the account's balance and you will receive reimbursements up to an aggregate total of $15.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified.
Qualifications Required; Qualifying balance up to $25000.00
Qualifications Required: 2.50% to 0.62%
No additional details provided.
When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded.
All balances if qualifications not met
All balances if qualifications not met
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
All amounts
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Rates shown are Annual Percentage Yield (APY), accurate as of 11/16/2025 and subject to change without notice. Fees may reduce earnings on the account.
Rates shown are Annual Percentage Yield (APY), accurate as of 11/16/2025 and subject to change without notice. Fees may reduce earnings on the account.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Trends, ND Checking Rate Trends
Compare local Trends, ND checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Dakota high-yield checking rates rose 0.067 points over the past 7 days to 1.924% APY.
North Dakota free checking rates fell 0.027 points over the past 7 days to 0.466% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, North Dakota directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, North Dakota. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in ND.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Trends, North Dakota earn interest?
Are banks in Trends, North Dakota FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Trends, North Dakota
- Dakota Plains Credit Union
Kasasa Cash Checking — 5.00% APY - Dakota West Credit Union
Kasasa Cash Checking — 5.00% APY - Magnifi Financial Credit Union
High-Yield Checking — 3.50% APY - Capital Credit Union
Classic Checking — 3.04% APY - First Community Credit Union Jamestown, ND
Kasasa Cash Checking — 2.50% APY
