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Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Trends, Delaware - August 2026

The best checking rates for Trends, Delaware include Dover Federal Credit UnionDover Federal Credit UnionB4.5 ★Texas Ratio: 19.13% Interest Checking at 2.75% APY, Artisans BankArtisans BankA+5.0 ★Texas Ratio: 4.35% Interest Rewards Checking at 2.50% APY, County Bank Rehoboth Beach, DECounty Bank Rehoboth Beach, DEA+5.0 ★Texas Ratio: 0.78% Kasasa Cash� Checking at 2.50% APY, First Citizens Community BankFirst Citizens Community BankA+5.0 ★Texas Ratio: 4.55% Vantage Checking at 1.00% APY, and Calvin B. Taylor Banking CompanyCalvin B. Taylor Banking CompanyA+5.0 ★Texas Ratio: 0.66% Cornerstone Business Checking at 0.35% APY. Checking account rates as of August 28, 2026 according to verified data from MonitorBankRates.

Trends is a smaller community with no bank or credit union branches currently in our database. 17 institutions serving the Delaware area are available to Trends residents, with checking rates as high as 2.75% APY from Dover Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, Delaware. Checking Account Rates Last Updated and Verified: August 28, 2026

Compare Checking Account Rates Today in Trends, Delaware & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 19.13%
Interest Checking
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Over $15,000.00

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
2.50%
$0
Rate2.46%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Kasasa Cash� Checking
2.50%
$25
Rate2.47%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
IOLTA Checking
2.44%
$0
Rate2.41%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Citizens Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
Vantage Checking
1.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: 12 debit card purchase transactions must post and settle the account; 1 ACH direct deposit or direct debit and; receive an electronic statement; Balances up to $25,000 receive APY of 1.00%; balances over $25,000 earn 0.25% interest rate on portion of balance over $25,000 resulting in 1.00% - .40% APY depending on the balance. Reimbursement of ATM fees up to $20/month. Reimbursement of $2.95 Consumer Bill Pay Fee per monthly statement cycle.

Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Cornerstone Business Checking
0.35%
$50
Rate0.35%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
For Good Checking
0.35%
$25
Rate0.35%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Interest Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Share Draft Checking (75 & 76)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Premium Business Checking
0.20%
$5
Rate0.20%
Min Deposit$5
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Premium Business Checking
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Non-Personal Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Beachcomber CheckingBE
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Beachcomber Plus CheckingBE
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Lighthouse CheckingBE
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
County Checking Account
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Non Profit NOW Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 19.13%
Interest Checking
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Over $15,000.00

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
2.50%
$0
Rate2.46%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Kasasa Cash� Checking
2.50%
$25
Rate2.47%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
IOLTA Checking
2.44%
$0
Rate2.41%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Citizens Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
Vantage Checking
1.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: 12 debit card purchase transactions must post and settle the account; 1 ACH direct deposit or direct debit and; receive an electronic statement; Balances up to $25,000 receive APY of 1.00%; balances over $25,000 earn 0.25% interest rate on portion of balance over $25,000 resulting in 1.00% - .40% APY depending on the balance. Reimbursement of ATM fees up to $20/month. Reimbursement of $2.95 Consumer Bill Pay Fee per monthly statement cycle.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Interest Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Non-Personal Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Premier Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Community Bank Delaware
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Beachcomber Plus CheckingBE
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 19.13%
Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
USave Interest Checking
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Interest Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

M&T Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
MyChoice Plus Checking Account
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Interest is compounded daily and paid monthly. The interest rates and Annual Percentage Yields (APYs) shown are the current rates for new accounts only and the rates may change at any time. This is a variable-rate account and the rate may change after the account is opened. All interest rates by balance amounts and APYs stated are accurate as of 08/24/2026. Fees could reduce earnings on the account.

M&T Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
MyChoice Premium Checking
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Interest is compounded daily and paid monthly. The interest rates and Annual Percentage Yields (APYs) shown are the current rates for new accounts only and the rates may change at any time. This is a variable-rate account and the rate may change after the account is opened. All interest rates by balance amounts and APYs stated are accurate as of . Fees could reduce earnings on the account.

Dover Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 19.13%
Advantage Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
2.50%
$0
Rate2.46%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Kasasa Cash� Checking
2.50%
$25
Rate2.47%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Interest Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Kasasa Cash� Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fsnb
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Basic Checking
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Cornerstone Business Checking
0.35%
$50
Rate0.35%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Premium Business Checking
0.20%
$5
Rate0.20%
Min Deposit$5
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Premium Business Checking
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Premium Business Checking
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Business Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Artisans Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Business Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Trends, DE Checking Rate Trends

Compare local Trends, DE checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware Checking Trends →
High-Yield Checking — DE Avg
1.706%
▲ 0.011 vs 7 days ago

Delaware high-yield checking rates rose 0.011 points over the past 7 days to 1.706% APY.

Free Checking — DE Avg
0.626%
▲ 0.195 vs 7 days ago

Delaware free checking rates rose 0.195 points over the past 7 days to 0.626% APY.

As of Aug 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, Delaware directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, Delaware. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in DE.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Trends, Delaware earn interest?

Most traditional local checking accounts in Trends, Delaware earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Trends, Delaware FDIC insured?

Yes. Legitimate banks with branches in Trends, Delaware are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Trends, Delaware

Based on our current data, some of the highest checking account APYs available to residents of Trends, Delaware include:
  • Dover Federal Credit Union
    Interest Checking — 2.75% APY
  • Artisans Bank
    Interest Rewards Checking — 2.50% APY
  • County Bank Rehoboth Beach, DE
    Kasasa Cash� Checking — 2.50% APY
  • First Citizens Community Bank
    Vantage Checking — 1.00% APY
  • Calvin B. Taylor Banking Company
    Cornerstone Business Checking — 0.35% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Trends, Delaware. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: August 28, 2026