Best CD Rates on 3 Year Certificates of Deposit

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The FDIC has the current national average 3 year CD rate at 0.62 percent. The national average 3 year jumbo CD rate is slightly higher at 0.64 percent. Thankfully you can find 3 year CD rates a higher than the averages since the average rates are so pathetic.

Right now on our 3 year bank CD rates list the best CD rates are more than double the national average. Doral CD rates on 3 year certificates of deposit are currently at 1.44 percent with an APY of 1.45 percent. You probably won't find 3 year CD rates at banks or credit unions higher than Doral Bank's rate.



The second highest CD rate on our 3 year rate list is from a national online bank. CIT Bank CD rates on 3 year certificates of deposit are currently at 1.41 percent with an APY of 1.42 percent.

The third best CD rate on our list is from a Chicago based bank. The National Republic Bank of Chicago is offering 3 year CD interest rates at 1.40 percent with an APY of 1.41 percent.

Best 3 Year CD Rates



  • Doral Bank CD Rates 1.44% APY 1.45%

  • CIT Bank CD Rates 1.41% APY 1.42%

  • The National Republic Bank of Chicago Rates 1.40% APY 1.41%

  • Discover Bank CD Rates 1.34% APY 1.35%

  • ableBanking Bank CD Rates 1.34% APY 1.35%

  • Ally Bank CD Rates 1.33% APY 1.34%

  • USAA CD Rates at Banks 1.30% APY 1.31%

  • Virtual Bank CD rates 1.30% APY 1.31%


All the 3 year CD bank rates listed above are more than two times the FDIC national average rate. The banks listed above are FDIC insured. In fact every bank listed on our rate tables has their deposits insured by the FDIC. You can find the highest CD rates at banks in your area by searching our rate tables.
 
Author: Jason P. Jones
August 3rd, 2012