A Dozen Banks Now Offering 12 Month Rates at or Above 1.00% APY
CD rate table offering 12 month CD rates at or above 1.00 percent.
Over the past several months, banks have increased longer term certificate of deposit rates, hoping to attract deposits and locking those deposits in at low rates. State Farm Bank and EverBank slightly increased their 3 year and 4 year rates, pushing their rates at or near the top of rates available for those terms.
EverBank's 3 year rate is now tied with ConnectOne Bank's 3 year rate at 1.45 percent with an APY of 1.46 percent. State Farm's 3 year rate is 1 basis point lower at 1.44 precent with an APY of 1.45 percent. EverBank's 4 year CD rate was increased to 1.83 percent with an APY of 1.85 percent, putting them at the top with the best 4 year rate along with CIT Bank and Nationwide Bank. State Farm's 4 year rate is lower at 1.73 percent with an APY of 1.75 percent.
State Farm has also increased their 5 year rate to 2.15 percent but its rate is still 15 basis points below the best 5 year rate available. The highest 5 year rate at 2.27 percent with an APY of 2.30 percent is offered by Synchrony Bank and EverBank. Listed below are the top CD rates for terms of 1 year to 5 years.
Top 1 Year CD Interest Rates
Top 2 Year CD Interest Rates
Top 3 Year CD Interest Rates
Top 4 Year CD Interest Rates
Top 5 Year CD Interest Rates
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