What are the current interest rates at Wymar Federal Credit Union?

Current rates for Wymar Federal Credit Union include: 12-Month CD: 4.02%, 24-Month CD: 3.71%, 60-Month CD: 3.71%, Savings: 0.30%

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Wymar Federal Credit Union

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Wymar Federal Credit Union Rates & Review August 2026

Q: Is a member application needed to join Wymar Federal Credit Union?

Yes, to access services at Wymar Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wymar Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Wymar Federal Credit Union's Savings CDs - 12 month rates are at 4.02%, Savings CDs - 6 month rates are at 3.82%, Savings CDs - 36 month rates are at 3.76%, Savings CDs - 48 month rates are at 3.76%, Savings CDs - 24 month rates are at 3.71%. Wymar Federal Credit Union's savings rates are at 0.30%. Wymar Federal Credit Union's Personal Loan Rates are at 5.49%. MonitorBankRates evaluates the financial stability of Wymar Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.33%. Rates last updated and verified on 08/28/2026.

Wymar Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wymar Federal Credit Union? Share your experience about Wymar Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wymar Federal Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.33%

Excellent Higher than avg

Wymar Federal Credit Union
Main Office

37269 Highway 30
Geismar, LA 70734

https://www.wymarfcu.com

Wymar Federal Credit Union CD Rates

Product	Rate	APY	Term
Savings Certificates - 12 month	3.95%	4.02%	12 Months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings Certificates - 6 month	3.75%	3.82%	6 Months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings Certificates - 36 month	3.70%	3.76%	36 Months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings Certificates - 48 month	3.70%	3.76%	48 Months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings Certificates - 24 month	3.65%	3.71%	24 Months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings Certificates - 3 month	3.65%	3.71%	3 Months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings Certificates - 60 month	3.65%	3.71%	60 Months
Min Deposit $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%

Wymar Federal Credit Union Savings Rates

Product	Rate	APY
IRA Savings	-	1.51%
Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
IRA Savings	-	1.26%
Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
IRA Savings	-	1.01%
Min Balance $25 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings	-	0.60%
Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings	-	0.50%
Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Savings	-	0.30%
Min Balance $25 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%

Wymar Federal Credit Union Checking Rates

Product	Rate	APY
High Interest Checking	-	4.07%
Min Balance $0 Details Qualifications Required: Qualifications Required; 4.07% APY on $0 - $7,500; 0.25% APY on $7,501+; 0.05% APY on Non-Qualifying Rate; APY applies to balances of $0 - $7,500. See footnote for details on balances over $7,500. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
High Interest Checking	0.25%	0.33%
Min Balance $7,500 Details Qualifications Required: 12 debit card point-of-sale purchases (excludes ATM transactions and transfers between accounts) that are cleared and posted to your account during the qualification period; 1 ACH transaction debit or credit of any amount; 1 Online banking login; Enrollment in eStatements; Tier 1 rate applies to average daily balances up to and including $7,500. Tier 2 rate applies to average daily balances over $7,500. ATM withdrawal fees refunded up to $20/month. APY calculations based on a balance of $7,500 (tier 1) + $100,000 (tier 2), a statement cycle of 31 days, and compounded dividends. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Classic Checking	-	0.30%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
High Interest Checking	-	0.25%
Min Balance $7,501 Details Qualifications Required: Qualifications Required; 4.07% APY on $0 - $7,500; 0.25% APY on $7,501+; 0.05% APY on Non-Qualifying Rate; APY applies to balances over $7,500. See footnote for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
High Interest Checking	-	0.05%
Details Qualifications Required: Qualifications Required; 4.07% APY on $0 - $7,500; 0.25% APY on $7,501+; 0.05% APY on Non-Qualifying Rate; Non-Qualifying Rate. See footnote for details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%

Wymar Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicle Loan	-	-	5.49%	4 Years
Details As Low As* Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Vehicle Loan	-	-	5.99%	6 Years
Details As Low As* Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Vehicle Loan	-	-	6.24%	3 Years
Details As Low As* Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Vehicle Loan	-	-	6.49%	7 Years
Details As Low As* Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Vehicle Loan	-	-	6.95%	5 Years
Details As Low As* Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Vehicle Loan	-	-	7.20%	6 Years
Details As Low As* Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Vehicle Loan	-	-	7.45%	7 Years
Details As Low As* Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%
Vehicle Loan	-	-	7.70%	8-10 Years
Details As Low As* Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.33%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Wymar Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Wymar Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wymar Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wymar Federal Credit Union

Website https://www.wymarfcu.com

Address 37269 Highway 30, Geismar, LA 70734

Phone 225-673-7191

Fax 225-612-6405

President Danny Robert

CEO Cami Wheeler

Full-Time Employees 17

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.33%

Return on Assets (ROA)

0.6698%

Return on Equity (ROE)

4.1439%

Non-Performing Loans Ratio (NPL)

1.47%

Total Assets

160,245,307

Total Amount of Shares and Deposits

135,062,343

Total Shares and Deposits < 1 Year

121,070,951

Total Shares and Deposits 1 3 Years

10,034,453

Total Shares and Deposits > 3 Years

3,956,939

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

18,588,620

Total Uninsured Shares and Deposits > $250K (F+J)

18,588,620

Total Insured Shares and Deposits > $250K (item 17 less item K)

116,473,723

Total Interest Expense (Sum of items 6 8)

2,355,974

Share Certificates

1,058

Number of Accounts for Share Drafts

3,583

IRA KEOGH Accounts

353

Number of Accounts for Regular Shares

6,863

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,892,855

Total Liabilities

135,982,388

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Wymar Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Wymar Federal Credit Union

How many branches does Wymar Federal Credit Union operate?

Wymar Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wymar Federal Credit Union?

Yes, to access services at Wymar Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wymar Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wymar Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wymar Federal Credit Union offer online and mobile banking?

Most modern institutions like Wymar Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wymarfcu.com.