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Weyco Community Credit Union Rates & Review September 2026

Weyco Community Credit Union's 18 month CD rates are at 3.30%, 24 month CD rates are at 3.30%, 36 month CD rates are at 3.30%, 12 month CD rates are at 3.05%, 6 month CD rates are at 3.05%. Weyco Community Credit Union's money market rates are at 3.04%. Weyco Community Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Weyco Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.01%. Rates last updated and verified on 09/03/2026.

Weyco Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Weyco Community Credit Union? Share your experience about Weyco Community Credit Union by leaving a review below, or read customer reviews before you decide to use Weyco Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.01%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Weyco Community Credit Union
Main Office
316 NC Hwy 149 N
Plymouth, NC 27962
https://weycocreditunion.com
Member NCUA

Weyco Community Credit Union CD Rates

Product Rate APY Term View More
18 month Share Certificate 3.25% 3.30% 18 Months
Min Deposit $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
24 month Share Certificate 3.25% 3.30% 24 Months
Min Deposit $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
36 month Share Certificate 3.25% 3.30% 36 Months
Min Deposit $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
12 month Share Certificate 3.00% 3.05% 12 Months
Min Deposit $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
6 month Share Certificate 3.00% 3.05% 6 Months
Min Deposit $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
24-Month Fixed IRA 0.85% 0.85% 24-Month
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
IRA 24-Month Fixed 0.85% 0.85% 24 Months
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
18-Month Fixed IRA 0.65% 0.65% 18-Month
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
IRA 18-Month Fixed 0.65% 0.65% 18 Months
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
12-Month Fixed IRA 0.55% 0.55% 12-Month
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
IRA 12-Month Fixed 0.55% 0.55% 12 Months
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%

Weyco Community Credit Union Savings Rates

Product Rate APY View More
Christmas Club Account 0.20% 0.20%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%

Weyco Community Credit Union Money Market Rates

Product Rate APY View More
Daily Money Market Account 3.00% 3.04%
Min Deposit $250
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%

Weyco Community Credit Union Checking Rates

Product Rate APY View More
Share Draft - Checking Account 0.05% 0.05%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%

Weyco Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.75% Up to 60 Months
Details Current or Prior Year - less than 10,000 miles
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
New Auto - - 5.25% Up to 72 Months
Details Current or Prior Year - less than 10,000 miles
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
New Auto - - 6.25% Up to 84 Months
Details Current or Prior Year - less than 10,000 miles
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
New Auto - - 7.25% Up to 96 Months
Details Current or Prior Year - less than 10,000 miles
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%

Weyco Community Credit Union Credit Card Rates

Product Rate APR View More
Visa® Credit Card - 9.00%
Details No Annual Fee
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
WCCU Visa Credit Card - 9.00%
Details No Annual Fee
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%

Weyco Community Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 10.50% Up to 48 Months
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
Personal Term Note Loan 10.50% 90 Day Maximum
Details $20,000 Maximum - Individual & Joint
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
Personal Loan 11.00% Up to 60 Months
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%
Personal Loan 11.50% Up to 72 Months
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.01%

Financial Health History

Weyco Community Credit Union’s Texas Ratio rose from 7.21% in Q2 2023 to 13.01% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 5% 2.0★ 10% 3.0★ 15% 4.0★ 20% 5.0★ 15% Verified Healthy line 7.21% A Q2 2023 A Q3 2023 A- Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 B+ Q4 2025 13.01% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$115M13.01%5.0A
December 31, 2025$111M17.65%4.8B+
September 30, 2025$112M11.26%5.0A
June 30, 2025$111M11.16%5.0A
March 31, 2025$112M11.06%5.0A
December 31, 2024$109M11.02%5.0A
September 30, 2024$106M12.00%5.0A
June 30, 2024$104M13.48%5.0A
March 31, 2024$103M12.46%5.0A
December 31, 2023$96M15.20%5.0A-
September 30, 2023$97M7.74%5.0A
June 30, 2023$97M7.21%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Weyco Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Weyco Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Weyco Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Weyco Community Credit Union
Address 316 NC Hwy 149 N, Plymouth, NC 27962
Phone 252-793-7000
Fax 252-793-3438
President WAYNE ROSE
CEO Eli Roberson IV
Full-Time Employees 22
Part-Time Employees 1
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.01%
Return on Assets (ROA)
0.0603%
Return on Equity (ROE)
0.6085%
Non-Performing Loans Ratio (NPL)
2.28%
Total Assets
114,624,846
Total Amount of Shares and Deposits
102,950,449
Total Shares and Deposits < 1 Year
98,436,050
Total Shares and Deposits 1 3 Years
4,514,399
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,561,931
Total Uninsured Shares and Deposits > $250K (F+J)
7,561,931
Total Insured Shares and Deposits > $250K (item 17 less item K)
95,388,518
Total Interest Expense (Sum of items 6 8)
405,385
Share Certificates
1,043
Number of Accounts for Share Drafts
4,262
IRA KEOGH Accounts
201
Number of Accounts for Regular Shares
8,862
Money Market Shares
204
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,020,810
Total Liabilities
103,309,457
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Weyco Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/weyco-community-credit-union-rates-review-66324">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Weyco Community Credit Union

How many branches does Weyco Community Credit Union operate?

Weyco Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Weyco Community Credit Union?

Yes, to access services at Weyco Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Weyco Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Weyco Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Weyco Community Credit Union offer online and mobile banking?

Most modern institutions like Weyco Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://weycocreditunion.com.

Current Weyco Community Credit Union Rates

  • 12-Month CD0.55%
  • 18-Month CD0.65%
  • 24-Month CD0.85%
  • MMA3.04%
Retrieved from our database of financial products. Rates subject to change.