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Advertiser Disclosure
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 Westerly Community Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Westerly Community Credit Union's 14 Month CD/IRA Special (Limited Time Offer) rates are at 3.85%, 8 Month CD/IRA Special rates are at 3.45%, 11 Month CD/IRA Special (Limited Time Offer) rates are at 3.35%, 18 Month CD rates are at 3.35%, 8 Month CD/IRA Special rates are at 3.30%. Westerly Community Credit Union's savings rates are at 0.05%. Westerly Community Credit Union's money market rates are at 1.00%. Westerly Community Credit Union's 5/1 Mortgage rates are at 5.62%, 7/1 Mortgage rates are at 5.88%, 3/1 Mortgage rates are at 5.50%, Fixed Rate Mortgage rates are at 6.25%, Fixed Rate Mortgage rates are at 6.38%. Westerly Community Credit Union's Personal Loan Rates are at 8.25%. MonitorBankRates has no NCUA call report data for Westerly Community Credit Union, so it is not rated. Rates last updated and verified on 09/03/2026. Westerly Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westerly Community Credit Union? Share your experience about Westerly Community Credit Union by leaving a review below, or read customer reviews before you decide to use Westerly Community Credit Union. Westerly Community Credit Union CD Rates
Westerly Community Credit Union Savings Rates
Westerly Community Credit Union Money Market Rates
Westerly Community Credit Union Checking Rates
Westerly Community Credit Union Mortgage Rates
Westerly Community Credit Union Auto Loan Rates
Westerly Community Credit Union Personal Loan Rates
Financial Health HistoryWesterly Community Credit Union’s Texas Ratio fell from 3.10% in Q2 2023 to 2.29% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Westerly Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Westerly Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Westerly Community Credit Union's official website for the most current offers and terms.
Customer Reviews
There are no reviews for Westerly Community Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Westerly Community Credit Union
Frequently Asked Questions About Westerly Community Credit UnionHow many branches does Westerly Community Credit Union operate?Westerly Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Westerly Community Credit Union?Yes, to access services at Westerly Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Westerly Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Westerly Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Westerly Community Credit Union offer online and mobile banking?Most modern institutions like Westerly Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westerlyccu.com. Current Westerly Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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