|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
WEST MICHIGAN POSTAL SERVICE Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
WEST MICHIGAN POSTAL SERVICE's 12 CDs of Deposit rates are at 3.64%, 9 CDs of Deposit rates are at 3.45%, 60 CDs of Deposit rates are at 3.43%, 36 CDs of Deposit rates are at 3.37%, 24 CDs of Deposit rates are at 3.30%. WEST MICHIGAN POSTAL SERVICE's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of WEST MICHIGAN POSTAL SERVICE with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.94%. Rates were last updated on 03/29/2026. WEST MICHIGAN POSTAL SERVICE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WEST MICHIGAN POSTAL SERVICE? Share your experience about WEST MICHIGAN POSTAL SERVICE by leaving a review below, or read customer reviews before you decide to use WEST MICHIGAN POSTAL SERVICE. 
WEST MICHIGAN POSTAL SERVICE CD Rates
WEST MICHIGAN POSTAL SERVICE Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WEST MICHIGAN POSTAL SERVICE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WEST MICHIGAN POSTAL SERVICE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WEST MICHIGAN POSTAL SERVICE's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WEST MICHIGAN POSTAL SERVICE
Website
http://www.wmpsfcu.com
Address
800 1st St,
Muskegon, MI 49440
Phone
231-722-3921
Fax
231-728-0246
President
Alan Leonard
CEO
Damian Sternberg
Full-Time Employees
2
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.94%
Return on Assets (ROA)
0.5931%
Return on Equity (ROE)
4.6194%
Non-Performing Loans Ratio (NPL)
1.53%
Total Assets
7,059,955
Total Amount of Shares and Deposits
6,107,785
Total Shares and Deposits < 1 Year
4,979,010
Total Shares and Deposits 1 3 Years
486,943
Total Shares and Deposits > 3 Years
641,832
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,107,785
Total Interest Expense (Sum of items 6 8)
75,392
Share Certificates
101
Number of Accounts for Share Drafts
303
Number of Accounts for Regular Shares
919
Net Income (unless the amount is already included in Undivided Earnings)
41,872
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
437,978
Total Liabilities
6,153,520
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WEST MICHIGAN POSTAL SERVICEIs WEST MICHIGAN POSTAL SERVICE a safe place to deposit money?Yes, WEST MICHIGAN POSTAL SERVICE is considered a safe financial institution. With a Texas Ratio of 7.9399280228955%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WEST MICHIGAN POSTAL SERVICE operate?WEST MICHIGAN POSTAL SERVICE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WEST MICHIGAN POSTAL SERVICE?Yes, to access services at WEST MICHIGAN POSTAL SERVICE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WEST MICHIGAN POSTAL SERVICE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WEST MICHIGAN POSTAL SERVICE provides members with tools to manage their accounts and build a solid financial history. Does WEST MICHIGAN POSTAL SERVICE offer online and mobile banking?Most modern institutions like WEST MICHIGAN POSTAL SERVICE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.wmpsfcu.com. Current WEST MICHIGAN POSTAL SERVICE Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Morton Credit Union
Maun Federal Credit Union
Tee Pak Credit Union
Northern Communities Credit Union
Ohio County Public Schools Federal Credit Union
Spirit Financial Credit Union
Lynn Police Credit Union
Erie Federal Credit Union
Newport News Shipbuilding Employees Credit Union
Boston Customs Federal Credit Union
Ontario Public Employees Federal Credit Union
Riverside Community Credit Union
First South Financial Credit Union
NW Priority Credit Union
First Coast Community Credit Union
Espeeco Federal Credit Union
Central Soya Federal Credit Union
Ever $ Green Federal Credit Union
SIOUX VALLEY COOP
Lufthansa Employee Federal Credit Union
Mobile Government Emp Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
