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Advertiser Disclosure
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 Utah Power Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Utah Power Credit Union's savings rates are at 0.28%. Utah Power Credit Union's 15-year Fixed rates are at 5.38%, 30/15-year Fixed rates are at 5.75%, 30-year Fixed rates are at 5.88%, 1st Time Home Buyer 30/15-year Fixed* rates are at 6.50%. Utah Power Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Utah Power Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.01%. Rates were last updated on 04/08/2026. Utah Power Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Utah Power Credit Union? Share your experience about Utah Power Credit Union by leaving a review below, or read customer reviews before you decide to use Utah Power Credit Union. 
Utah Power Credit Union Savings Rates
Utah Power Credit Union Checking Rates
Utah Power Credit Union Mortgage Rates
Utah Power Credit Union Home Equity & HELOC
Utah Power Credit Union Auto Loan Rates
Utah Power Credit Union Credit Card Rates
Utah Power Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Utah Power Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Utah Power Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Utah Power Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Utah Power Credit Union
Website
https://www.utahpowercu.org
Address
957 E 6600 S,
Murray, UT 84121 2444
Phone
801-708-8900
Fax
President
Stephen Hastings
CEO
Ryan Pollick
Full-Time Employees
51
Part-Time Employees
16
Branch Locations
8
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.01%
Return on Assets (ROA)
0.5242%
Return on Equity (ROE)
3.8732%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
1,040,227,890
Total Amount of Shares and Deposits
902,515,731
Total Shares and Deposits < 1 Year
861,407,714
Total Shares and Deposits 1 3 Years
41,108,016
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
182,900,210
Total Uninsured Shares and Deposits > $250K (F+J)
182,900,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
719,615,521
Total Interest Expense (Sum of items 6 8)
18,063,643
Share Certificates
11,100
Number of Accounts for Share Drafts
20,207
IRA KEOGH Accounts
843
Number of Accounts for Regular Shares
49,859
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,886,323
Total Liabilities
905,907,642
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Utah Power Credit UnionIs Utah Power Credit Union a safe place to deposit money?Yes, Utah Power Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0057289066601%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Utah Power Credit Union operate?Utah Power Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Utah Power Credit Union?Yes, to access services at Utah Power Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Utah Power Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Utah Power Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Utah Power Credit Union offer online and mobile banking?Most modern institutions like Utah Power Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.utahpowercu.org. Current Utah Power Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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