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United States Senate Federal Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated: June 3, 2026
United States Senate Federal Credit Union's 60 month rates are at 3.51%, 48 month rates are at 3.46%, 60 month less than rates are at 3.46%, 36 month rates are at 3.41%, 48 month less than rates are at 3.41%. United States Senate Federal Credit Union's savings rates are at 0.05%. United States Senate Federal Credit Union's money market rates are at 0.40%. United States Senate Federal Credit Union's Personal Loan Rates are at 5.49%. United States Senate Federal Credit Union's Credit Card Rates are at 11.75%. MonitorBankRates evaluates the financial stability of United States Senate Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.55%. Rates were last updated on 06/03/2026.
United States Senate Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United States Senate Federal Credit Union? Share your experience about United States Senate Federal Credit Union by leaving a review below, or read customer reviews before you decide to use United States Senate Federal Credit Union.
Overall Health & Safety Grade
?
A
Excellent HealthScore: 94/100
Overall Health & Safety Grade
United States Senate Federal Credit Union has earned an overall safety grade of A (Excellent, Score: 94/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
United States Senate Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
12.55%
ExcellentHigher than avg
United States Senate Federal Credit Union Texas Ratio
United States Senate Federal Credit Union's Texas Ratio is 12.55%, which is considered excellent and is higher than the national average of 6.13%.
United States Senate Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
United States Senate Federal Credit Union Bertie Bowman Building
Our rating for United States Senate Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United States Senate Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United States Senate Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameUnited States Senate Federal Credit Union
Address
1310 Braddock Pl,
Alexandria, VA 22314 1691
Phone703-329-8466
Fax703-329-4955
PresidentJames Moore
CEOTimothy Anderson
Full-Time Employees162
Part-Time Employees0
Branch Locations4
ATM Locations4
NCUA Insured✓ Yes — Up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.55%
Return on Assets (ROA)
0.1712%
Return on Equity (ROE)
2.1888%
Non-Performing Loans Ratio (NPL)
1.43%
Total Assets
1,501,466,372
Total Amount of Shares and Deposits
1,381,038,526
Total Shares and Deposits < 1 Year
786,517,903
Total Shares and Deposits 1 3 Years
349,044,120
Total Shares and Deposits > 3 Years
245,476,502
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
154,439,977
Total Uninsured Shares and Deposits > $250K (F+J)
154,439,977
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,226,598,549
Total Interest Expense (Sum of items 6 8)
30,103,563
Share Certificates
8,124
Number of Accounts for Share Drafts
26,379
IRA KEOGH Accounts
2,880
Number of Accounts for Regular Shares
53,814
Money Market Shares
5,956
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
228,803,930
Total Liabilities
1,390,129,765
Source: NCUA — Last Updated 09/30/2025
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About United States Senate Federal Credit Union
How many branches does United States Senate Federal Credit Union operate?
United States Senate Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join United States Senate Federal Credit Union?
Yes, to access services at United States Senate Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, United States Senate Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, United States Senate Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does United States Senate Federal Credit Union offer online and mobile banking?
Most modern institutions like United States Senate Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ussfcu.org.
Current United States Senate Federal Credit Union Rates
12-Month CD2.53%
24-Month CD2.58%
60-Month CD2.63%
Savings0.05%
MMA0.40%
Retrieved from our database of financial products. Rates subject to change.