UCB Milford, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.71%, 6-month CD rates at 0.30% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 1.97%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. UCB Milford, IA's 36-Month CD rates are at 2.52%, 24-Month CD rates are at 2.47%, 18-Month CD rates are at 2.42%, 12-Month CD rates are at 2.02%, 6-Month CD rates are at 1.76%. UCB Milford, IA's savings rates are at 0.35%. UCB Milford, IA's money market rates are at 0.05%.

UCB Milford, IA

To see how these rates compare to UCB Milford, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from UCB Milford, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with UCB Milford, IA CD rates. You can also compare UCB Milford, IA savings rates, MMA rates and mortgage rates using our other rate lists.

UCB Milford, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UCB Milford, IA? Share your experience about UCB Milford, IA by leaving a review below, or read customer reviews before you decide to use UCB Milford, IA.

UCB Milford, IA Texas Ratio

UCB Milford, IA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for UCB Milford, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, UCB Milford, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.02%
18-Month CD
2.42%
24-Month CD
2.47%
36-Month CD
2.52%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.35%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
UCB Milford, IA
1000 Okoboji Ave
Milford, IA 51351
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

UCB Milford, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
UCB Milford, IA
UCB Milford, IA
36-Month CD
2.52%
$1,000
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
UCB Milford, IA
UCB Milford, IA
18-Month CD
2.42%
$1,000
UCB Milford, IA
UCB Milford, IA
12-Month CD
2.02%
$1,000
UCB Milford, IA
UCB Milford, IA
6-Month CD
1.76%
$1,000
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
UCB Milford, IA
UCB Milford, IA
First Choice Money Market
0.05%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare UCB Milford, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fox Valley Savings Bank
Fox Valley Savings Bank
Kasasa Checking
5.00%
$50
University First Federal Credit Union
University First Federal Credit Union
60-Month CD
4.20%
$500
ESSA Bank & Trust
ESSA Bank & Trust
12-Month CD
4.00%
$1,000
E-Trade
E-Trade
24-Month CD
3.90%
$0
The Dolores State Bank
The Dolores State Bank
24-Month CD
3.80%
$1,000
Milton Savings Bank
Milton Savings Bank
12-Month CD
3.75%
$500
ACMG Federal Credit Union
ACMG Federal Credit Union
24-Month CD
3.75%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
12-Month CD
3.60%
$2,000
Castroville State Bank
Castroville State Bank
Kasasa Checking
3.56%
$0
GreenLeaf Bank
GreenLeaf Bank
60-Month CD
3.55%
$1,000
1st Street Credit Union
1st Street Credit Union
48-Month CD
3.55%
$1,000
Atkins Savings B&T
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
3.30%
$2,500
Truliant Federal Credit Union
Truliant Federal Credit Union
24-Month CD
3.19%
$250
Grand Valley Bank
Grand Valley Bank
24-Month CD
3.10%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.04%
$0
Academy Bank
Academy Bank
30-Month CD
3.03%
$500
Shoreham Bank
Shoreham Bank
36-Month CD
3.00%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
36-Month CD
3.00%
$500
Charles River Bank
Charles River Bank
42-Month CD
3.00%
$1,000
PCB Payne County Bank
PCB Payne County Bank
60-Month CD
2.85%
$1,000
Henderson State Bank
Henderson State Bank
12-Month CD
2.78%
$500
Hibernia Bank
Hibernia Bank
24-Month CD
2.53%
$100
Bank Northwest
Bank Northwest
36-Month CD
2.53%
$500
Northumberland Bank
Northumberland Bank
36-Month CD
2.50%
$5,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
12-Month CD
2.25%
$5,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
48-Month CD
2.02%
$500
Pathfinder Bank
Pathfinder Bank
Premier Money Market
2.00%
$2,500
Bank of Kampsville
Bank of Kampsville
12-Month CD
1.77%
$500
West Plains S&L
West Plains S&L
60-Month CD
1.05%
$1,000
Katahdin Trust Company
Katahdin Trust Company
36-Month CD
0.85%
$500
Chain Bridge Bank
Chain Bridge Bank
Savings
0.74%
$100
First National Bank in Olney
First National Bank in Olney
Money Market
0.60%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
Money Market
0.46%
$10
Security State Bank of Marine
Security State Bank of Marine
24-Month CD
0.45%
$300
Kennebunk Savings Bank
Kennebunk Savings Bank
36-Month CD
0.40%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
Statement Savings
0.40%
$200
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
18-Month CD
0.30%
$1,000
First National Bank VA
First National Bank VA
Statement Savings
0.30%
$100
Mutual Federal Bank
Mutual Federal Bank
Money Market
0.25%
$200
Warren-Boynton State Bank
Warren-Boynton State Bank
Money Market
0.25%
$2,500
Arvest Bank
Arvest Bank
Savings
0.25%
$100
FNB in Taylorville
FNB in Taylorville
NOW Checking
0.20%
$500
CSB Norwood Young America
CSB Norwood Young America
Investment Checking
0.20%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
12-Month CD
0.15%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
First Choice Checking
0.10%
$1,000
Reliance Bank
Reliance Bank
Money Market
0.10%
$5,000
Achieve Credit Union
Achieve Credit Union
Money Market
0.10%
$2,500
ESSA Bank & Trust
ESSA Bank & Trust
Premium Savings
0.05%
$100
Superior National Bank
Superior National Bank
Superior Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

UCB Milford, IA Information

UCB Milford, IA
1000 Okoboji Ave
Milford, IA 51351
Dickinson
Established Date: 06/10/1931
FDIC Certificate #: 13656
Date of FDIC Deposit Insurance: 11/01/1934
Bank Holding Company: MILFORD BCORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is UCB Milford, IA FDIC Insured? Yes
What is UCB Milford, IA's Cert number? 13656
What is the maximum amount for insured deposits? $250,000 per holder, per account

UCB Milford, IA Financials

Total Assets:
$271,228,000
Total Deposits:
$224,803,000
Equity Capital:
$21,859,000
Domestic Deposits:
$224,803,000
Net Income:
$326,000
Return on Assets:
0.3863%
Quarterly Return on Assets:
0.4800%
Pretax Return on Assets:
0.5081%
Pretax Quarterly Return on Assets:
0.5100%
Return on Equity:
5.0800%
Quarterly Return on Equity:
6.0000%
Common Equity Tier 1 Capital Ratio:
10.3134%
Tier 1 Risk-Based Capital Ratio:
10.3134%
Leverage Tier 1 (Core Capital) Ratio:
8.0137%
Total Risk-Based Capital Ratio (YTD):
11.4767%
Total Interest Income (YTD):
4.0838%
 
 
Headquarters:
Milford
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Dickinson
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Millennium Bank if offering a 6 month Certificate of Deposit that currently has a 3.25% APY. The special rate is a promotion rate and the offer can be withdrawn at any time. The minimum opening deposit $1,000.
Fixed home mortgage rates decreased in the latest mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates were both made record lows in this week's Weekly Mortgage Survey released by the Mortgage Bankers Association (MBA). 1 year adjustable mortgage interest rates rose for the second consecutive week in mortgage survey.
The U.S. Department of Commerce's Bureau of Economic Analysis released a report showing the personal savings rate has fallen to 4.00 percent. Not to be confused with savings account rates offered by financial institutions, the personal savings rate is the rate in which Americans save money.

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UCB Milford, IA Reviews

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