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TRONA VALLEY COMMUNITY Rates & Review March 2026

TRONA VALLEY COMMUNITY's 3 Month Business CD rates are at 3.85%, 3 Month CD rates are at 3.85%, 3 Month CD (91 Days) rates are at 3.85%, 6 Month Business CD rates are at 3.75%, 6 Month CD rates are at 3.75%. TRONA VALLEY COMMUNITY's savings rates are at 0.05%. TRONA VALLEY COMMUNITY's money market rates are at 0.25%. TRONA VALLEY COMMUNITY's Personal Loan Rates are at 12.00%. MonitorBankRates evaluates the financial stability of TRONA VALLEY COMMUNITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.75%. Rates were last updated on 03/15/2026.

TRONA VALLEY COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TRONA VALLEY COMMUNITY? Share your experience about TRONA VALLEY COMMUNITY by leaving a review below, or read customer reviews before you decide to use TRONA VALLEY COMMUNITY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.75%
Excellent Lower than avg
Commercial Bank of Mott
Trona Valley CFCU Main Office
840 Hitching Post Dr
Green River, WY 82935 5554
http://www.tronavalley.com
Member NCUA

TRONA VALLEY COMMUNITY CD Rates

Product Rate APY Term View More
3 Month Business Certificate 3.80% 3.85% 3
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month Certificate 3.80% 3.85% 3
Min Deposit $200
Details 91 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month Certificate (91 Days) 3.80% 3.85% 3
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Business Certificate 3.70% 3.75% 6
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate 3.70% 3.75% 6
Min Deposit $200
Details 182 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate (182 Days) 3.70% 3.75% 6
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 Month Business Certificate 3.60% 3.65% 9
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 Month Certificate 3.60% 3.65% 9
Min Deposit $200
Details 273 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 Month Certificate (273 Days) 3.60% 3.65% 9
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month IRA Certificate 3.50% 3.55% 12
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
365 IRA Certificates 12 Month Certificate 3.50% 3.55% 365
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificates 12 Month Certificate (365 Days) 3.50% 3.55% 12
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Business Certificate 3.41% 3.45% 12
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate 3.41% 3.45% 12
Min Deposit $200
Details 365 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate (365 Days) 3.41% 3.45% 12
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month IRA Certificate 3.36% 3.40% 18
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
547 IRA Certificates 18 Month Certificate 3.36% 3.40% 547
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificates 18 Month Certificate (547 Days) 3.36% 3.40% 18
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month IRA Certificate 3.31% 3.35% 24
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month IRA Certificate 3.31% 3.35% 48
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month IRA Certificate 3.31% 3.35% 60
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
730 IRA Certificates 24 Month Certificate 3.31% 3.35% 730
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificates 24 Month Certificate (730 Days) 3.31% 3.35% 24
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1460 IRA Certificates 48 Month Certificate 3.31% 3.35% 1460
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificates 48 Month Certificate (1460 Days) 3.31% 3.35% 48
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1825 IRA Certificates 60 Month Certificate 3.31% 3.35% 1825
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificates 60 Month Certificate (1825 Days) 3.31% 3.35% 60
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Business Certificate 3.26% 3.30% 18
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificate 3.26% 3.30% 18
Min Deposit $200
Details 547 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificate (547 Days) 3.26% 3.30% 18
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Business Certificate 3.21% 3.25% 24
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate 3.21% 3.25% 24
Min Deposit $200
Details 730 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate (730 Days) 3.21% 3.25% 24
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month IRA Certificate 3.21% 3.25% 36
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Business Certificate 3.21% 3.25% 48
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate 3.21% 3.25% 48
Min Deposit $200
Details 1460 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate (1460 Days) 3.21% 3.25% 48
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Business Certificate 3.21% 3.25% 60
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate 3.21% 3.25% 60
Min Deposit $200
Details 1825 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate (1825 Days) 3.21% 3.25% 60
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1095 IRA Certificates 36 Month Certificate 3.21% 3.25% 1095
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificates 36 Month Certificate (1095 Days) 3.21% 3.25% 36
Details Dividends Post Quarterly
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Business Certificate 3.11% 3.15% 36
Min Balance $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate 3.11% 3.15% 36
Min Deposit $200
Details 1095 Days
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate (1095 Days) 3.11% 3.15% 36
Min Deposit $200
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TRONA VALLEY COMMUNITY Savings Rates

Product Rate APY View More
Christmas Club 1.00% 1.00%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings - 1.00%
Details Qualifications Required: 10 debit card purchases post and settle; eStatements enrollment; 1 monthly direct deposit, ACH automatic debit, or bill payment post and settle; Qualifying balance up to $25,000.00
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings1 1.00% 1.00%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings 0.50% 0.50%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings1 0.50% 0.50%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Traditional Savings 0.10% 0.10%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings1 0.05% 0.05%
Min Balance $25,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TRONA VALLEY COMMUNITY Money Market Rates

Product Rate APY View More
Money Market1 3.20% 3.25%
Min Balance $150,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market1 2.23% 2.50%
Min Balance $75,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market1 2.08% 2.10%
Min Balance $20,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market1 1.98% 2.00%
Min Balance $2,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market1 0.25% 0.25%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TRONA VALLEY COMMUNITY Checking Rates

Product Rate APY View More
High Yield Checking2 3.93% 4.00%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TRONA VALLEY COMMUNITY Personal Loan Rates

Product Rate APR View More
Personal Loans - 12.00%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TRONA VALLEY COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TRONA VALLEY COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TRONA VALLEY COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TRONA VALLEY COMMUNITY
Address 840 Hitching Post Dr, Green River, WY 82935 5554
Phone 307-875-9800
Fax 307-875-5551
President Dan Stanton
CEO Jeremy Gibson
Full-Time Employees 100
Part-Time Employees 1
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.75%
Return on Assets (ROA)
0.8502%
Return on Equity (ROE)
6.0332%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
442,339,859
Total Amount of Shares and Deposits
375,574,285
Total Shares and Deposits < 1 Year
356,899,026
Total Shares and Deposits 1 3 Years
13,262,620
Total Shares and Deposits > 3 Years
5,412,639
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,598,451
Total Uninsured Shares and Deposits > $250K (F+J)
31,598,451
Total Insured Shares and Deposits > $250K (item 17 less item K)
343,975,834
Total Interest Expense (Sum of items 6 8)
5,309,466
Share Certificates
669
Number of Accounts for Share Drafts
18,443
IRA KEOGH Accounts
669
Number of Accounts for Regular Shares
36,852
All other shares
66
Money Market Shares
847
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,016,843
Total Liabilities
380,417,564
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About TRONA VALLEY COMMUNITY

Is TRONA VALLEY COMMUNITY a safe place to deposit money?

Yes, TRONA VALLEY COMMUNITY is considered a safe financial institution. With a Texas Ratio of 3.7544398950222%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TRONA VALLEY COMMUNITY operate?

TRONA VALLEY COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TRONA VALLEY COMMUNITY?

Yes, to access services at TRONA VALLEY COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TRONA VALLEY COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TRONA VALLEY COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does TRONA VALLEY COMMUNITY offer online and mobile banking?

Most modern institutions like TRONA VALLEY COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tronavalley.com.

Current TRONA VALLEY COMMUNITY Rates

  • 12-Month CD3.45%
  • 18-Month CD3.30%
  • 24-Month CD3.25%
  • 60-Month CD3.25%
  • Savings0.05%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.